07-11-2012 07:29 AM
I thought this was gonna be one of those "Account closed, sucker!" posts...hahah.
Congrats to you!
That's why i left the suspense in the subject line
07-11-2012 07:30 AM
I applied for barclays American airlines and was denied due to inq .. Would like to apply for apple card ...wonder what my odds are ..TU 680 ish
My TU98 was 672 when I got the apple card but Barclays is very inq sensitive if I read well on the other posts.
07-11-2012 07:40 AM
8 in the last 60 days ..just declined 7/1 called and asked for a recon and was told inq was the main issue ...just wondered if apple visa or iTunes were less strict ..please advise
You probably have to wait 30-60 days since last APP Declined and if you have 8 INQ I probably would not apply after 30 or 60.
I don't feel like Barclay has tiers of which cards are harder to get, Lots will disagree probably... anyway, do not apply! is my thoughts.
07-11-2012 08:48 AM
Congratulations! Your Barclaycard Financing Visa® credit limit has changed!
Great news! We have increased your credit line to $10000
For Account ending in XXXX
That's on my Apple Visa
Excellent CS! Congrats!
07-11-2012 09:20 AM
Thx ..off I go
I would wait on app'ing them, if you've already been declined for inq. They simply do not like them, nor want to see them, for whatever their reasoning is.
07-11-2012 09:35 AM - edited 07-11-2012 09:36 AM
Congrats. This is an encouraging post. I've pretty much used my Apple financing card for everything now. The Capital One card gets very little use. I'm hoping for a nice increase in a few months.
Edited to add that I naturally pay in full every month since the interest rate is RIDICULOUS. But I still have a small balance from my promotional purchase that I'm taking my time paying off.
07-11-2012 09:36 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.