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Super Contributor
Posts: 6,569
Registered: ‎04-07-2008
0

Re: Nice message from Barclays


injustifiiable wrote:

I thought this was gonna be one of those "Account closed, sucker!" posts...hahah.

 

Congrats to you!


Haha,

 

That's why i left the suspense in the subject line :smileywink:




Super Contributor
Posts: 6,569
Registered: ‎04-07-2008
0

Re: Nice message from Barclays


J2W wrote:
I applied for barclays American airlines and was denied due to inq .. Would like to apply for apple card ...wonder what my odds are ..TU 680 ish

My TU98 was 672 when I got the apple card but Barclays is very inq sensitive if I read well on the other posts.




Established Member
Posts: 12
Registered: ‎07-01-2012
0

Re: Nice message from Barclays

Thx ..off I go
Epic Contributor
Posts: 23,730
Registered: ‎10-23-2007
0

Re: Nice message from Barclays


J2W wrote:
8 in the last 60 days ..just declined 7/1 called and asked for a recon and was told inq was the main issue ...just wondered if apple visa or iTunes were less strict ..please advise

You probably have to wait 30-60 days since last APP Declined and if you have 8 INQ I probably would not apply after 30 or 60.

I don't feel like Barclay has tiers of which cards are harder to get, Lots will disagree probably... anyway, do not apply! is my thoughts.

Fico Scores: EQ- 662., TU 684 Barclay, EX 700 (3/21/15)

You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
72 Cards and Counting :smileytongue:
Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
0

Re: Nice message from Barclays

Wow thats an awesome increase, Congrats

Valued Contributor
Posts: 1,954
Registered: ‎08-13-2007
0

Re: Nice message from Barclays


CS800 wrote:

Congratulations! Your Barclaycard Financing Visa® credit limit has changed!

 

Great news! We have increased your credit line to $10000

 

For Account ending in XXXX

 

That's on my Apple Visa

 


Excellent CS! Congrats!  :smileyhappy:

Ray

** Every Card has a Job, and Every Card does its Job **

Valued Contributor
Posts: 2,982
Registered: ‎02-09-2012
0

Re: Nice message from Barclays


J2W wrote:
Thx ..off I go

I would wait on app'ing them, if you've already been declined for inq.  They simply do not like them, nor want to see them, for whatever their reasoning is.

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Established Contributor
Posts: 741
Registered: ‎10-04-2010
0

Re: Nice message from Barclays

[ Edited ]

Congrats. This is an encouraging post. I've pretty much used my Apple financing card for everything now. The Capital One card gets very little use. I'm hoping for a nice increase in a few months.

 

Edited to add that I naturally pay in full every month since the interest rate is RIDICULOUS. But I still have a small balance from my promotional purchase that I'm taking my time paying off.

BK in 2008, after making very stupid financial decisions.

Barclay's Apple Financing Card ($6400) --- Capital One Quicksilver ($10,000)---GEMB CareCredit ($5700) --- AUFCU ($10000)--- Walmart ($5000)

FICO Scores: TU 735 EQ 709 EX 740 (Feb 2013, all pulled by lender)

Established Contributor
Posts: 790
Registered: ‎08-30-2011
0

Re: Nice message from Barclays

Are they as sensitive about new accounts? I don't have many inqs on TU but I do have 2 new accounts that are 4 months old.
Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
0

Re: Nice message from Barclays

They must be trying to compete with your other credit lines.  Congrats.  Thats a real CLI

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