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Super Contributor
CS800
Posts: 6,149
Registered: ‎04-07-2008

Re: Nice message from Barclays


injustifiiable wrote:

I thought this was gonna be one of those "Account closed, sucker!" posts...hahah.

 

Congrats to you!


Haha,

 

That's why i left the suspense in the subject line :smileywink:





Super Contributor
CS800
Posts: 6,149
Registered: ‎04-07-2008

Re: Nice message from Barclays


J2W wrote:
I applied for barclays American airlines and was denied due to inq .. Would like to apply for apple card ...wonder what my odds are ..TU 680 ish

My TU98 was 672 when I got the apple card but Barclays is very inq sensitive if I read well on the other posts.





Established Member
J2W
Posts: 12
Registered: ‎07-01-2012

Re: Nice message from Barclays

Thx ..off I go
Mega Contributor
Creditaddict
Posts: 11,314
Registered: ‎10-23-2007

Re: Nice message from Barclays


J2W wrote:
8 in the last 60 days ..just declined 7/1 called and asked for a recon and was told inq was the main issue ...just wondered if apple visa or iTunes were less strict ..please advise

You probably have to wait 30-60 days since last APP Declined and if you have 8 INQ I probably would not apply after 30 or 60.

I don't feel like Barclay has tiers of which cards are harder to get, Lots will disagree probably... anyway, do not apply! is my thoughts.

~Addicts NEW Wallet: (AU)
Navy Flagship Visa, American Express Blue Cash Preferred, American Express Costco, Macy's American Express
~Cards in My name kept Active:
3 Target Cards, Cap1, Best Buy MC, Kays, Von Maur, FNBO Secured
~Cards in Holding AU or Joint: 2 Discover it, Chase Freedom, Bank of America, Navy Federal Cash, Wells Business Credit Card, USAirways Business Card, AA Business Card, Best Buy Store, SAKS, Bloomingdales... I'm sure I'm forgetting something in my car!
Valued Contributor
john398
Posts: 2,464
Registered: ‎01-19-2009

Re: Nice message from Barclays

Wow thats an awesome increase, Congrats

Valued Contributor
RockinRay
Posts: 1,773
Registered: ‎08-13-2007

Re: Nice message from Barclays


CS800 wrote:

Congratulations! Your Barclaycard Financing Visa® credit limit has changed!

 

Great news! We have increased your credit line to $10000

 

For Account ending in XXXX

 

That's on my Apple Visa

 


Excellent CS! Congrats!  :smileyhappy:

Ray

** Every Card has a Job, and Every Card does its Job **

Valued Contributor
Repo-ed
Posts: 2,603
Registered: ‎02-09-2012

Re: Nice message from Barclays


J2W wrote:
Thx ..off I go

I would wait on app'ing them, if you've already been declined for inq.  They simply do not like them, nor want to see them, for whatever their reasoning is.


Starting Score: TU:650 - EQ: 672
Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700

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Established Contributor
aussiesareforever
Posts: 681
Registered: ‎10-04-2010

Re: Nice message from Barclays

[ Edited ]

Congrats. This is an encouraging post. I've pretty much used my Apple financing card for everything now. The Capital One card gets very little use. I'm hoping for a nice increase in a few months.

 

Edited to add that I naturally pay in full every month since the interest rate is RIDICULOUS. But I still have a small balance from my promotional purchase that I'm taking my time paying off.


Barclay's Apple Financing Card ($6400) --- Capital One Cash Rewards World Card ($6000) ---GEMB CareCredit ($5700) --- AU FCU ($6000)--- Walmart ($5000)


FICO Scores: TU 735 EQ 695 EX 740 (Feb 2013, all pulled by lender)

Mortgage in 2013- So help me God!
Established Contributor
flowfaster
Posts: 723
Registered: ‎08-30-2011

Re: Nice message from Barclays

Are they as sensitive about new accounts? I don't have many inqs on TU but I do have 2 new accounts that are 4 months old.
Amex BCP/Zync - Barclays NFL Visa Sig 49ers - BoA Travel Rewards - Cap 1 Cash Rewards - Citi Forward/Preferred - Chase Amazon/Freedom - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - US Bank CASH+
Valued Contributor
Crashem
Posts: 2,351
Registered: ‎01-26-2012

Re: Nice message from Barclays

They must be trying to compete with your other credit lines.  Congrats.  Thats a real CLI

Amex Plat, Amex BCP 8k->24k (5/23/12), Amex TE 15k, CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k (8/20/12), HSBC 15k, JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k

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