I have a $300 card from Walmart. I kind of love the store. I've always paid on time and I've had the card 9 months. I even asked for an increase to just 500 and they said no ! Should I close it and reapply when I have higher scores or stick it out and try at the 12 month mark ?
@Anonymouswrote:Walmart bases their CLI on your TU score. Has your TU score increased by much since your approval? I had my Walmart card for 6 months at $200 before they allowed an increase to $3500. My TU score was 642 at the time.
My TU was 615 at the time of approval and now it's 646. How much of an increase are they looking for ?
@stinastinawrote:I have a $300 card from Walmart. I kind of love the store. I've always paid on time and I've had the card 9 months. I even asked for an increase to just 500 and they said no ! Should I close it and reapply when I have higher scores or stick it out and try at the 12 month mark ?
That's up to you, but honestly I feel you would be shooting yourself in the foot if you did.
Synchrony cards are known for their growth if your TU score supports it; it would seem you're still a little short of what they need to make that happen. You've done well in your rebuild, but as you already know bouncing back from a BK is a marathon, not a sprint. 
Also, you mention that you "kind of love the store"... that to me says the card has value to you.
With a little patience I believe you'll see movement, but of course you'll need to do what feels right to you.
Just my 2¢.
It took me over two years to get any luv from from first synchrony card. It has now gone from $400 to $3000 in two months.
