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Hello Group, I've been lurking on the boards for quite some time and appreciate all the insight you share. I have a question. I have several Comenity Bank store cards, all in good standing, never a late payment ever. I always pay above my min.payment if I even carry a balance. I've tried calling the Robo lady regarding an increase on a few cards and for some reason I have never been allowed to request it through the Robo Lady. They always prompt me to wait to speak to an actual person. What would be the reason for this? Thanks for any help.
@Anonymous wrote:Hello Group, I've been lurking on the boards for quite some time and appreciate all the insight you share. I have a question. I have several Comenity Bank store cards, all in good standing, never a late payment ever. I always pay above my min.payment if I even carry a balance. I've tried calling the Robo lady regarding an increase on a few cards and for some reason I have never been allowed to request it through the Robo Lady. They always prompt me to wait to speak to an actual person. What would be the reason for this? Thanks for any help.
Which cards?
How long have you had them?
@Anonymous wrote:Hello Group, I've been lurking on the boards for quite some time and appreciate all the insight you share. I have a question. I have several Comenity Bank store cards, all in good standing, never a late payment ever. I always pay above my min.payment if I even carry a balance. I've tried calling the Robo lady regarding an increase on a few cards and for some reason I have never been allowed to request it through the Robo Lady. They always prompt me to wait to speak to an actual person. What would be the reason for this? Thanks for any help.
I always request a CLI online. It works great.
@Anonymous wrote:Hello Group, I've been lurking on the boards for quite some time and appreciate all the insight you share. I have a question. I have several Comenity Bank store cards, all in good standing, never a late payment ever. I always pay above my min.payment if I even carry a balance. I've tried calling the Robo lady regarding an increase on a few cards and for some reason I have never been allowed to request it through the Robo Lady. They always prompt me to wait to speak to an actual person. What would be the reason for this? Thanks for any help.
Its a lot easier and quicker to just request a CLI online. Robo Lady is the same as Luv Button.
NFCU MR: $25K | Venture: $21K | Amex ED: $18K | NFCU CR: $18K | Amex BCE: $15K | IT #1: $17.5K | PNC Core: $15K | PPMC: $12K | Wells Fargo: $11K | Savor: 12K | Cap1 QS: $8.5K | Barclays Rewards: $7.75K | IT #2: $7.3K | MLife: $9.5K | Sportsman's Guide: $8.7K | PenFed PR: $5.5K | Elan Plat: $2.3K | TRV: $3.6K | BotW: $3K
Current FICO 8 Scores: EQ: 828| TU: 805 | EX: 814
Since September. I realize the cards are new. I just find it odd I'm not given the option.
The only Comenity card increases are allowed for me is my Overstock card.
@rmduhon wrote:
Hubby didn't get a CLI for his Victoria's Secret and Express cards for about 5-6 months while his Overstock card got CLI's every 31 days including the CLI he got immediately. But during his Overstock CLI dry spell (lasted about 4 months) he got CLI's on the other 2 every 31 days.
@I have a VS card Since Sept 2016 and was given a super tiny( I didn't even request it) CLI of $50 @ 3 months...should i be trying every 31 days?