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nikkos_lilmouse
Posts: 7
Registered: ‎05-01-2007
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No Credit Can he get a card

My son is now 18 and has a good job. He wants to start building his credit do you think he can get a card? If so which one?
Mega Contributor
Creditaddict
Posts: 19,991
Registered: ‎10-23-2007
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Re: No Credit Can he get a card

Captial One offers builder cards
Householdbank does also
Hooters might be a good choice also
Fico Scores: EQ 673 DCU, TU 678 Wally, EX 669 Chase(08-31-14)
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Timothy
Posts: 9,252
Registered: ‎03-19-2007
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Re: No Credit Can he get a card

Hooters wants to see some revolving experience.



Creditaddict wrote:
Captial One offers builder cards
Householdbank does also
Hooters might be a good choice also



Valued Contributor
wmarat
Posts: 1,754
Registered: ‎11-03-2007
0

Re: No Credit Can he get a card



nikkos_lilmouse wrote:
My son is now 18 and has a good job. He wants to start building his credit do you think he can get a card? If so which one?



 
Visa for teens, 16-19.
IN VINO VERITAS.
Frequent Contributor
nikkoslilmouse
Posts: 259
Registered: ‎03-13-2007
0

Re: No Credit Can he get a card

Dont you have to be a member of the CU in order to get a CC from them. I know he is not a member of any right now. He will have to wait until Oct when he returns home. Yes honey I am on here too.
Valued Contributor
wmarat
Posts: 1,754
Registered: ‎11-03-2007
0

Re: No Credit Can he get a card

This is very easy to become a member of nasa fcu through National Space Society - www.NSS.org.
You pay like 18$ membership fee what makes you eligible for nasa fcu.
IN VINO VERITAS.
New Visitor
Marsel
Posts: 2
Registered: ‎12-21-2007
0

Re: No Credit Can he get a card

Capital One has great credit cards for all sorts of credit limits...
Valued Contributor
netpanther
Posts: 1,694
Registered: ‎08-07-2007
0

Re: No Credit Can he get a card

A store card might be an option as long as he always PIF's.
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SmartCookie
Posts: 2,010
Registered: ‎07-01-2007
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Re: No Credit Can he get a card

[ Edited ]
If he's a student, there are lots of prime cards he can look into that will grow with him.
 
Otherwise honestly he should grab a BOA secured or 99/500 partially secured.  Something with no AF that (again) will grow with him so that he won't need to cancel it and lose the age in the future due to fees and low limits.


Message Edited by SmartCookie on 12-22-2007 12:27 AM
EQ 787 EX 781 TU 737 11/17/07 *** I am not an attorney. If I was, I might not clip coupons. If you want legal advice, consult an attorney. If you want my personal opinion, feel free to consider my posts***
Valued Contributor
netpanther
Posts: 1,694
Registered: ‎08-07-2007
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Re: No Credit Can he get a card



SmartCookie wrote:
If he's a student, there are lots of prime cards he can look into that will grow with him.
 
Otherwise honestly he should grab a BOA secured or 99/500 partially secured.  Something with no AF that (again) will grow with him so that he won't need to cancel it and lose the age in the future due to fees and low limits.


Message Edited by SmartCookie on 12-22-2007 12:27 AM

Totally agree.

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