Noone has ever verified my income. not even for my very first credit cads when i used to make 10k a year. I don't know if they have called my employer and even though it could bring consequences down the road, i don't see how someone cant't round up their numbers to improve chances if income is the problem.
Besides that, cap one approved me for $500 in the journey card. When i received the card, it said platinum on it and had the cash rewards program.
Discover also took me without credit history. When i called, the lady said there was no reason why my app should be rejected. When they confirmed my approval, they asked me if my limit was enough($1k). Unfortunately, i said yes and hanged up.
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .
Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |