08-17-2012 08:03 AM
So I had paid off a lien, thought I would give Discover a shot, Declined, called backdoor number, explained tht lien was paid off, the credit analsyt told me that while the lien is on my equifax report PAID or UNPAID that they would not issue me credit. I told them that by the time 7 years rolls around, I will be old and not need their card. Thanked her and hung up!!!!!!! So much for recon, so much for spending the last 2 years working my a$$ off to get my debts paid.and my credit straightened up. Did me no good, still in cap 1 land. Sorry, yes I am having a one person pitty party, and it feels good!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
08-17-2012 08:11 AM
Do you need discover because it is Discoer with nice orrange card
or the credit
If it former, I would say I had that feeling of getting a discover card long back but I realised that I don't really need that card.
08-17-2012 08:11 AM
dont worry, dont need it anyway.
08-17-2012 08:44 AM
08-17-2012 09:23 AM
Its probably for the best, im quite upset with them right now anyways.
08-17-2012 10:39 AM
I wouldn't sweat Discover. They're a fine company, but the rewards just aren't competitive with the rest of the market these days...
08-17-2012 10:48 AM
I agree with everyone else and then some. Discover rarely get's any use from me. It just isn't competitive with my freedom 10/10 + CSP bonus plan...I only keep it open because it doesn't have an annual fee.
08-17-2012 12:46 PM
Totally agree, their rewards aren't that good compared to Chase Freedom. Not worth the worry.
08-17-2012 01:50 PM
Hang in there. You have accomplished a lot byplaying off that debt. You don't have to worry about the embarrassing calls from creditors. Your time will coapp just keep working your plan and paying on time. Your going to look up and one day will get all the cards you want. Be proud of your hard work of cleaning up Your credit
08-17-2012 04:15 PM
traveler2005 wrote:So I had paid off a lien, thought I would give Discover a shot, Declined, called backdoor number, explained tht lien was paid off, the credit analsyt told me that while the lien is on my equifax report PAID or UNPAID that they would not issue me credit. I told them that by the time 7 years rolls around, I will be old and not need their card. Thanked her and hung up!!!!!!! So much for recon, so much for spending the last 2 years working my a$$ off to get my debts paid.and my credit straightened up. Did me no good, still in cap 1 land. Sorry, yes I am having a one person pitty party, and it feels good!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Call back and speak to a different rep. on recon, it worked for me! ![]()

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


