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No Fee Marriott Credit Cards?

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BronzeTrader
Valued Contributor

No Fee Marriott Credit Cards?

From Chase Marriott web site, I see a total of 4 Marriott cards.  Two are Permier and two are non-Permier.  Two are personal and two are business.  It seems the non-premier cards may be no fee cards for people when they downgrade.  Not 100% certain.

 

Marriott.PNG

Message 1 of 4
3 REPLIES 3
wasCB14
Super Contributor

Re: No Fee Marriott Credit Cards?

I think I once saw one with a lower AF. I don't think it was actually a no-AF card.

 

IMO, if paying an AF either way, it's probably worth it to pay the higher AF and take a gamble that travel plans will include a lower-category Marriott (for the annual night on the Premier).

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 2 of 4
woodyman100
Valued Contributor

Re: No Fee Marriott Credit Cards?


@wasCB14 wrote:

I think I once saw one with a lower AF. I don't think it was actually a no-AF card.

 

IMO, if paying an AF either way, it's probably worth it to pay the higher AF and take a gamble that travel plans will include a lower-category Marriott (for the annual night on the Premier).


I pay the fee for the Premier.

I don’t look at it as an AF though. I consider it as prepaying for a $150 room at a heavily discounted rate.

It’s a no-brainer when you look at it that way

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Message 3 of 4
wasCB14
Super Contributor

Re: No Fee Marriott Credit Cards?


@woodyman100 wrote:

@wasCB14 wrote:

I think I once saw one with a lower AF. I don't think it was actually a no-AF card.

 

IMO, if paying an AF either way, it's probably worth it to pay the higher AF and take a gamble that travel plans will include a lower-category Marriott (for the annual night on the Premier).


I pay the fee for the Premier.

I don’t look at it as an AF though. I consider it as prepaying for a $150 room at a heavily discounted rate.

It’s a no-brainer when you look at it that way


For some people, it's certainly a good value. Others find the category restrictions a hindrance.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 4 of 4
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