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Updated info.
I have read on Doc of Credit and Reddit that some are getting cards without having hard pulls for exsisting cardholders.
That would be a great plus for amex because I don't no if other CCC that would have the same policy.
I was approved on 11/25 and I still didn't get an alert on my Ex for my Amex approval.
I never had one go this long without reporting an HP inquiry.
I know it can't be true, getting a card without a HP but.....Also, card is linked to my login and shows w/ my other two accounts.
Thoughts? Or Ex is behind in reporting?
My Amex BCE approval didn't show a hard pull until sometime after two full statements.
@Anonymous wrote:My Amex BCE approval didn't show a hard pull until sometime after two full statements.
Wow! Both my EDP and Plat were both a day or two. I'll take another two months for it to report if that's the case.
Thanks.
I'm sure its a YMMV situation. It was my first Amex and it may have been that they were behind, I'm sure 2 months is extreme case.
My PRG definitely took a while to hit my credit report unlike my BCP, ED, and Hilton which were within the same day.
My credit reports were all frozen when I applied for the PRG. Long story but I was out of the country and was unable to unfreeze online cause of security measures. Experian wanted me to mail verification. However, I was only able to get the incognito 50K offer while I was out of the country as I had tried many many many times while in the US without success. I decided to apply anyways so they had my application with the increased offer and take care of unfreezing my report when I got back to the states. I was suprisingly instantly approved and never got a HP. This was mid september so I suppose I could still get one but nothing so far....
@aussiesareforever wrote:My credit reports were all frozen when I applied for the PRG. Long story but I was out of the country and was unable to unfreeze online cause of security measures. Experian wanted me to mail verification. However, I was only able to get the incognito 50K offer while I was out of the country as I had tried many many many times while in the US without success. I decided to apply anyways so they had my application with the increased offer and take care of unfreezing my report when I got back to the states. I was suprisingly instantly approved and never got a HP. This was mid september so I suppose I could still get one but nothing so far....
Getting a freebie would be nice.