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No Interest Charges on Venture

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mato01
Regular Contributor

No Interest Charges on Venture

I just got my second billing for my Venture card today, and again there is no interest charges. .Using about 15% of the balance.

 

No where can I find in my documentation that its a 0% interest card for a period of time.

 

Anyone else have a 0% on Venture?



In the Garden until 6/1/2016
Mar 2014: All Scores in the 520 range.
FEB 2016: myFICO: EQ 660, TU 682 EX 681
Message 1 of 17
16 REPLIES 16
Anonymous
Not applicable

Re: No Interest Charges on Venture


@mato01 wrote:

I just got my second billing for my Venture card today, and again there is no interest charges. .Using about 15% of the balance.

 

No where can I find in my documentation that its a 0% interest card for a period of time.

 

Anyone else have a 0% on Venture?


Venture or Venture One.

Message 2 of 17
mato01
Regular Contributor

Re: No Interest Charges on Venture

I have Venture.


In the Garden until 6/1/2016
Mar 2014: All Scores in the 520 range.
FEB 2016: myFICO: EQ 660, TU 682 EX 681
Message 3 of 17
icyhot
Valued Contributor

Re: No Interest Charges on Venture

Yes if I'm not mistaken the Venture cards have a 0% APR period until April 2016.
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 4 of 17
Skye12329
Valued Contributor

Re: No Interest Charges on Venture

VentureOne is offering 0% for a little bit. Venture has no promo. Maybe the coding for your account is a little off and you got a promo?
BK7 - 2/21
Cap1 QS - 2k (4/21)
Mission Lane - 4k (11/21)
Venmo - 900 (11/21)
SavorOne - 2500 (12/21)
VentureOne - 2000 (7/22)
Message 5 of 17
Aarvard
Established Contributor

Re: No Interest Charges on Venture


@icyhot wrote:
Yes if I'm not mistaken the Venture cards have a 0% APR period until April 2016.

I thought Venture didn't have 0% promo period.

03/25/2015 TU 08 765, EX 08 747, EQ 08 757, EQ 04 754.
01/30/2016 TU 08 775, EX 08 752, EQ 08 744
Goal: 780+ across all models.
Message 6 of 17
icyhot
Valued Contributor

Re: No Interest Charges on Venture

You're right, the Venture does not. VentureOne does
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 7 of 17
mato01
Regular Contributor

Re: No Interest Charges on Venture

Right. That's what I thought.



In the Garden until 6/1/2016
Mar 2014: All Scores in the 520 range.
FEB 2016: myFICO: EQ 660, TU 682 EX 681
Message 8 of 17
taxi818
Super Contributor

Re: No Interest Charges on Venture


@icyhot wrote:
Yes if I'm not mistaken the Venture cards have a 0% APR period until April 2016.

No. op is right. The venture says nothing about 0 percent interest. only the Venture 1. Thats why im not going for bonus spnd. if i must carry balance. it has interest from day 1.

Message 9 of 17
jsucool76
Super Contributor

Re: No Interest Charges on Venture

look on your statement. it should say "interest rate" and "balance subject to interest rate" somewhere on it. Is there a door amount in the "balance subject to interest rate" section?
Message 10 of 17
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