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No Luv from Discover:(

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IWOL
Established Contributor

Re: No Luv from Discover:(

In my case they did not say no CLI with the soft pull, they did a soft pull and the increase was denied. Atleast thats the way it was put forth by the CSR, so I assumed that doing a hard pull would not change the result.

 

She said I would receive a letter with the reasons for denial.

 

Will update when I get as the only reason I think I wss denied was util.


Message 11 of 12
burberryboy007
Valued Member

Re: No Luv from Discover:(

I can't speak on whether the CLIs always go through but I know that they're quick to offer a soft inquiry as the first option. (The way they present it, it sounds like they just use their own internal scoring system based on your utilization and usage.) Both of my CLIs from Discover (2x each time) have come through soft pulls.

American Express Gold Card NPSL | NEFCU Platinum Visa 7.5k | Amazon Store Card 6.5k | Discover More 5.5k | American Express Delta Gold Skymiles 3k | Barclaycard Arrival+ 1.5k |
Starting Score: 664
Current Score: 745
Goal Score: 800


Message 12 of 12
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