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Valued Member
Poki
Posts: 81
Registered: ‎09-01-2013
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Re: No More Cards - EVER

Wow, impressive; although, they need a more complicated maze (bottom left and upper right) for those that have trouble staying in the garden. I could easily find my way out of their in an hour.
"Neither a Borrower Nor a Lender Be"
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Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
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Re: No More Cards - EVER


Poki wrote:
Wow, impressive; although, they need a more complicated maze (bottom left and upper right) for those that have trouble staying in the garden. I could easily find my way out of their in an hour.

Only to meet sniper kitty and the gators LOL

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Valued Contributor
FinStar
Posts: 6,779
Registered: ‎10-21-2012
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Re: No More Cards - EVER


myjourney wrote:

Poki wrote:
Wow, impressive; although, they need a more complicated maze (bottom left and upper right) for those that have trouble staying in the garden. I could easily find my way out of their in an hour.

Only to meet sniper kitty and the gators LOL


And I have seen them... you don't wanna mess with those... LOL... especially the one carrying the bazooka!

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chrisw1968uk
Posts: 278
Registered: ‎08-03-2013
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Re: No More Cards - EVER

lol - well i was "almost" telling the truth lol - exactly 1 year ago, I leased a car, my score was 716 but I only had 1 cc with a $750 CL - my wife had to co-sign with me. My lease is up in 2 years and my "target" is to be able to finance the next one on my own :smileywink:

Amex BCE - Chase Slate - Citi Diamond Preferred - Citi Double Cash - Discover IT - US Bank Select Perks

Fico Target Of 780+ On All 3 By 12/14, currently 775 (10/17/14)

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shaun2009
Posts: 648
Registered: ‎03-07-2013
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Re: No More Cards - EVER


chrisw1968uk wrote:

lol - well i was "almost" telling the truth lol - exactly 1 year ago, I leased a car, my score was 716 but I only had 1 cc with a $750 CL - my wife had to co-sign with me. My lease is up in 2 years and my "target" is to be able to finance the next one on my own :smileywink:


OFFFF to the GaRDEN Make a New Rank Called SUper Platinum  lol......BTW  Chris how did you get US Bank Platinum Rewards like what are the requirements and is that originally the US Bank Platinum card...

Current Credit Cards
| PayPal MC: $10K | WalMart MC: $7.5K | Discover IT: $6.5K | USB Platinum: $5K | Sams MC: $5K |
| CapitalOne QS: $1.3K | AmEx TrueEarnings: $1.2K | AFCU Rewards: $1K | USB Select: $1K |

Goal Credit Cards
CapitalOne QuickSilver, Discover IT, Sam's MasterCard
AmEx EveryDay, US Bank Cash+
Last Application: 10/3/2014
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myjourney
Posts: 26,659
Registered: ‎02-07-2013
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Re: No More Cards - EVER


FinStar wrote:

myjourney wrote:

Poki wrote:
Wow, impressive; although, they need a more complicated maze (bottom left and upper right) for those that have trouble staying in the garden. I could easily find my way out of their in an hour.

Only to meet sniper kitty and the gators LOL


And I have seen them... you don't wanna mess with those... LOL... especially the one carrying the bazooka!


:smileylol:

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
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Re: No More Cards - EVER

This is where I am. I never imagined that I'd have have so many prime credit cards!
Only way I would add more is if I needed to replace one of my GE cards. Lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
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JonStur
Posts: 905
Registered: ‎12-25-2010
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Re: No More Cards - EVER

[ Edited ]

Good for you...when the situation is right you'll app for a card and be able to breathe easy just knowing that it will be a guaranteed approval...for now just enjoy tiptoeing thru the tulips.....


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
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youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
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Re: No More Cards - EVER

Right there with you! Lol it'd be nice to get to 0 inquiries across the board... I can only imagine haha
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
TheConductor
Posts: 492
Registered: ‎07-24-2012
0

Re: No More Cards - EVER


longtimelurker wrote:

Congratulations.

 

I wouldn't declare "No More Cards - Ever" at this stage though.  Apart from the super-dooper card that is coming next March, it may also be that your needs change (e.g. you need to fly frequently to a place best served by KLM, so it might make sense to get a card from them or their affiliated airlines).   But it's certainly good to get out of the habit of constantly thinking "What shall I try for next?"  Hopefully, one day I will do the same...


Agreed.

 

Lifestyles change over time.  The market of available cards and benefits changes over time.  And even the benefits of the cards you already have are subject to change...e.g. my Zync card went from being a pretty sweet 2x points card in various categories to a straight 1pt-per-dollar card.  

 

So forever is a long time.  But is helpful to cultivate that state of satisfaction with the cards you have; it helps immensely with maintaining the discipline to stay in the garden.

Starting: EQ 622 (myFICO 7/7/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12)
Current: EQ 670 (myFICO 9/8/14), EX 694 (Prosper 7/17/14) , TU 693 (WalMart 9/2/14) Goal: 700+ x3
My Wallet: Amex BCP $30k, Chase CSP VS $12.2k, Amex Zync NPSL (> 10k), C1 Venture VS $5k, Amex SPG $4.5k, Walmart (Store) $2.5k, Barclaycard Apple V $2k, Chase Freedom V $1100, BoA Cash Rewards V $500, Best Buy Rewards MC $500
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My Business: Chase Ink VS $5k

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