No More Cards - EVER

[Poki]

Wow, impressive; although, they need a more complicated maze (bottom left and upper right) for those that have trouble staying in the garden. I could easily find my way out of their in an hour.

[myjourney]

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@Poki wrote:
Wow, impressive; although, they need a more complicated maze (bottom left and upper right) for those that have trouble staying in the garden. I could easily find my way out of their in an hour.

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Only to meet sniper kitty and the gators LOL

[FinStar]

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@myjourney wrote:

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@Poki wrote:
Wow, impressive; although, they need a more complicated maze (bottom left and upper right) for those that have trouble staying in the garden. I could easily find my way out of their in an hour.

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Only to meet sniper kitty and the gators LOL

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And I have seen them... you don't wanna mess with those... LOL... especially the one carrying the bazooka!

[chrisw1968uk]

lol - well i was "almost" telling the truth lol - exactly 1 year ago, I leased a car, my score was 716 but I only had 1 cc with a $750 CL - my wife had to co-sign with me. My lease is up in 2 years and my "target" is to be able to finance the next one on my own

[CreditExpressNJ]

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@chrisw1968uk wrote:

lol - well i was "almost" telling the truth lol - exactly 1 year ago, I leased a car, my score was 716 but I only had 1 cc with a $750 CL - my wife had to co-sign with me. My lease is up in 2 years and my "target" is to be able to finance the next one on my own

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OFFFF to the GaRDEN Make a New Rank Called SUper Platinum  lol......BTW  Chris how did you get US Bank Platinum Rewards like what are the requirements and is that originally the US Bank Platinum card...

[myjourney]

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@FinStar wrote:

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@myjourney wrote:

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@Poki wrote:
Wow, impressive; although, they need a more complicated maze (bottom left and upper right) for those that have trouble staying in the garden. I could easily find my way out of their in an hour.

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Only to meet sniper kitty and the gators LOL

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And I have seen them... you don't wanna mess with those... LOL... especially the one carrying the bazooka!

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[youngandcreditwrthy]

This is where I am. I never imagined that I'd have have so many prime credit cards!
Only way I would add more is if I needed to replace one of my GE cards. Lol

[JonStur]

Good for you...when the situation is right you'll app for a card and be able to breathe easy just knowing that it will be a guaranteed approval...for now just enjoy tiptoeing thru the tulips.....

[youngandcreditwrthy]

Right there with you! Lol it'd be nice to get to 0 inquiries across the board... I can only imagine haha

[TheConductor]

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@longtimelurker wrote:

Congratulations.

I wouldn't declare "No More Cards - Ever" at this stage though.  Apart from the super-dooper card that is coming next March, it may also be that your needs change (e.g. you need to fly frequently to a place best served by KLM, so it might make sense to get a card from them or their affiliated airlines).   But it's certainly good to get out of the habit of constantly thinking "What shall I try for next?"  Hopefully, one day I will do the same...

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Agreed.

Lifestyles change over time.  The market of available cards and benefits changes over time.  And even the benefits of the cards you already have are subject to change...e.g. my Zync card went from being a pretty sweet 2x points card in various categories to a straight 1pt-per-dollar card.  

So forever is a long time.  But is helpful to cultivate that state of satisfaction with the cards you have; it helps immensely with maintaining the discipline to stay in the garden.