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Frequent Contributor
Posts: 324
Registered: ‎08-03-2013
0

No More Cards - EVER

I have an Amex BCE and was waiting to garden for a whole year before I apped for my card of choice - nothing extravagent - just Amex PRG

 

Seeing it was going to be a SP if declined, I decided to bite the bullet and have a crack at it now, knowing that my score would have taken a tumble anyway over the last few weeks of apping - i can now spend "forever" gardening Smiley Wink I do not think there is EVER going to be a time when I app for another cc - No need, perfectly happy with what I have Smiley Wink

 

I have learned that there are ALWAYS going to be "offers" - "Pre-Approvals" or some other "super dooper" card to have - but common sense says you have to draw the line somewhere? Smiley Wink


Amex BCE -Amex ED - Chase Slate - Citi Diamond Preferred - Citi Double Cash - Discover IT - US Bank Platinum - US Bank Select Perks

Target Of 780 Reached + Onward and Upward Smiley Wink

Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: No More Cards - EVER

Frequent Contributor
Posts: 324
Registered: ‎08-03-2013
0

Re: No More Cards - EVER

Thanks Lexie - It looks like (in my signature) that I am growing a cannabis plant! lol


Amex BCE -Amex ED - Chase Slate - Citi Diamond Preferred - Citi Double Cash - Discover IT - US Bank Platinum - US Bank Select Perks

Target Of 780 Reached + Onward and Upward Smiley Wink

Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: No More Cards - EVER

Valued Member
Posts: 81
Registered: ‎09-01-2013
0

Re: No More Cards - EVER

Well, you do have nice cards.

 

Are you sure you don't want a new shiny one sometime in the future? Smiley Tongue

"Neither a Borrower Nor a Lender Be"
Super Contributor
Posts: 13,981
Registered: ‎04-22-2013
0

Re: No More Cards - EVER

Congratulations.

 

I wouldn't declare "No More Cards - Ever" at this stage though.  Apart from the super-dooper card that is coming next March, it may also be that your needs change (e.g. you need to fly frequently to a place best served by KLM, so it might make sense to get a card from them or their affiliated airlines).   But it's certainly good to get out of the habit of constantly thinking "What shall I try for next?"  Hopefully, one day I will do the same...

Community Leader
Senior Contributor
Posts: 30,826
Registered: ‎02-07-2013
0

Re: No More Cards - EVER


chrisw1968uk wrote:

Thanks Lexie - It looks like (in my signature) that I am growing a cannabis plant! lol


Reduce the seedling size (60) to (42) and it will show better play with it for best results  

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Frequent Contributor
Posts: 324
Registered: ‎08-03-2013
0

Re: No More Cards - EVER

lol Pokie - Nope, I can get into enough trouble with the ones I have - but i'm not dumb enough to let that happen Smiley Wink


Amex BCE -Amex ED - Chase Slate - Citi Diamond Preferred - Citi Double Cash - Discover IT - US Bank Platinum - US Bank Select Perks

Target Of 780 Reached + Onward and Upward Smiley Wink

Senior Contributor
Posts: 11,485
Registered: ‎10-21-2012
0

Re: No More Cards - EVER


chrisw1968uk wrote:

I have an Amex BCE and was waiting to garden for a whole year before I apped for my card of choice - nothing extravagent - just Amex PRG

 

Seeing it was going to be a SP if declined, I decided to bite the bullet and have a crack at it now, knowing that my score would have taken a tumble anyway over the last few weeks of apping - i can now spend "forever" gardening Smiley Wink I do not think there is EVER going to be a time when I app for another cc - No need, perfectly happy with what I have Smiley Wink

 

I have learned that there are ALWAYS going to be "offers" - "Pre-Approvals" or some other "super dooper" card to have - but common sense says you have to draw the line somewhere? Smiley Wink


Sounds like a plan.  At this point I think your well....is super dry!  LOL Robot LOL

Either way, congratulations and very good results... you have a very large garden to tend to and enjoy/best of luck with your new CCs... use them/treat them well.

 

Here's a preview of the garden...

 

 

Frequent Contributor
Posts: 324
Registered: ‎08-03-2013
0

Re: No More Cards - EVER

ooohh - can i get that nice sun bathing spot in the middle please? lol


Amex BCE -Amex ED - Chase Slate - Citi Diamond Preferred - Citi Double Cash - Discover IT - US Bank Platinum - US Bank Select Perks

Target Of 780 Reached + Onward and Upward Smiley Wink

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