No Penfed pre approved offers for Q3.

[wmarat]

http://belvoircreditunion.org/

https://www.fbcredit.com/

[Anonymous]

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My log in page does not list any pre approved offers as it typically does at the beginning of each quarter.

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You are doing better than me,,, I've been a member for two years and have never seen that pre-approval page,,

I run two-grand a month thru my rewards card,, have an auto loan with them and received my only CLI on the rewards card when I app'd for the car loan, My CL is 22,500 so I'm OK there,,

I'm not in the market for credit so perhaps they know that about me,, 

USAA OTOH keeps hitting me up with their offers,,

[thrasher865]

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@Anonymous wrote:

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@thrasher865 wrote:

Just like any business move or transaction, the terms are completely negotiable between the two parties involved.  If, say, one of the companies has a better reputation, it would make more sense for them to keep their name.

Anyway, I'm hoping that penfed will preapprove me for a used auto loan sometime in the next few months.  Does anybody know what it will take?   I'm unsure of my scores, and am not ready to pull them yet, but I would guess based on what I've pulled recently and due to recent developments on my file, they should be above 700.

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I'll send my USAA pre-approval over to you! 

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Sweet!  Good rate I presume?  I need at least $24000, thanks!

[Anonymous]

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@thrasher865 wrote:

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@Anonymous wrote:

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@thrasher865 wrote:

Just like any business move or transaction, the terms are completely negotiable between the two parties involved.  If, say, one of the companies has a better reputation, it would make more sense for them to keep their name.

Anyway, I'm hoping that penfed will preapprove me for a used auto loan sometime in the next few months.  Does anybody know what it will take?   I'm unsure of my scores, and am not ready to pull them yet, but I would guess based on what I've pulled recently and due to recent developments on my file, they should be above 700.

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I'll send my USAA pre-approval over to you! 

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Sweet!  Good rate I presume?  I need at least $24000, thanks!

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@$50k @ %5.99.  

Beer optional. 

[Anonymous]

Just received a 2% BT offer from USAA.

[Anonymous]

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@Anonymous wrote:

Just received a 2% BT offer from USAA.

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Where?

And at what APR?

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Just received a 2% BT offer from USAA.

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Where?

And at what APR?

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I know, right!?!

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Just received a 2% BT offer from USAA.

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Where?

And at what APR?

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I know, right!?!

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... and no fee.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Just received a 2% BT offer from USAA.

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Where?

And at what APR?

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I know, right!?!

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... and no fee.

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You must be confused.

Where did you find the balance transfer offer?  Is it on your usaa.com "My Offers" tab?  Was it by mail?  ESP??

The 2% is the APR?  Or is it the BT fee?

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Just received a 2% BT offer from USAA.

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Where?

And at what APR?

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I know, right!?!

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... and no fee.

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You must be confused.

Where did you find the balance transfer offer?  Is it on your usaa.com "My Offers" tab?  Was it by mail?  ESP??

The 2% is the APR?  Or is it the BT fee?

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Confused?  Not at all.

No fee charged to transfer a balance.  BT is 2% APR.  I called and asked if I had any offers on either the AMEX or WMC.  I had the 2% BT offer on each card.