Credit Cards Center Credit cards from our partners
Reply
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

No Travelocity Amex CLI..need advice

Okay... Soo my sixth statement finally cut and became avail. online. I did not receive a cli from Barclay's on my Travelocity Amex. My question is whether or not I should call the backdoor number to request one?
I recently rec'd several clis, which are just helping my util (was already 15%) and all are reporting except one, which will be my highest when it does. Ideally, I'd like to get my Trav Amex up to $10,000!!!

Here are important stats regarding this account and my CH:
Bal on Trav Amex is $5130/$6500 (due to 0% bt).
I've been paying $200-400 each month since opening.
I've only opened one other account if you exclude my Wmt Discover upgrade since I got the Trav Amex.
I've only accrued one or two more inquiries in the past six months (one on TU, which Barclay's usually checks).
Overall util is like 12% now with only one other account indiv. util of 50% (Cap One 650/1300).
Btw, I plan to pif before the 0% expires on Xmas Eve 2012 LMAO.
Think that about covers Barclay's usual concerns...

So, what advice do you all have for me?? I know y'all have some intellect on this stuff!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: No Travelocity Amex CLI..need advice

Btw... Highest limit will be $12,000 once it reports on 9-30-12 approximately... And I only recently charged like $12 just to get it to report lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
Posts: 3,070
Registered: ‎11-02-2009
0

Re: No Travelocity Amex CLI..need advice

I don't know Barclay's specifically, but I don't think alot of creditors would be inclined to give you a CLI when the card is basically maxed out.  Regardless of the fact that you are taking advantage of a 0% offer, I think they'd still be hesitant.  I'd just wait until you pay it down after the 0% promo period and then ask for a CLI.


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


Take the FICO Fitness Challenge
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: No Travelocity Amex CLI..need advice

Walt_K.. Thanks for the advice! I wouldn't use the extra credit... I just hate having that one card with a high util.  lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Epic Contributor
Posts: 29,086
Registered: ‎10-23-2007
0

Re: No Travelocity Amex CLI..need advice

I would ask for the CLI in Jan or Feb. once the PIF shows... Some like Citi will give CLI while in BT offer if you have made signifant dent on the BT, friend did $4k on $4200 limit I think and at 4 or 6 months, he had it down to just under $2k and they increased it to $8600 at request.

Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: No Travelocity Amex CLI..need advice

That's what I expected creditaddict! I'm planning to pay a $1,000 or so on it in the next month so I'm sure they will see that as well. Luckily, if I don't pif, it's not one of those things where I pay accrued interest. As I said though, I do plan to PIF. I just hate having that high util on that one card lol.. but I guess that's my own fault. At least I have that nice limit with a "fake" Amex haha :-) Thanks for the advice!! :-)

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: No Travelocity Amex CLI..need advice

I'll prob just try to get it under 50% bal and the req a cli. :-)

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
Posts: 457
Registered: ‎09-08-2010
0

Re: No Travelocity Amex CLI..need advice

I think you're on the right track by paying down the balance/utilization.  I asked for a CLI after my 6th statement (because I was anticipating a large charge that would have gotten too close to max on my card) and it was granted.  I had a zero balance at the time.   (oh and my cl went from 4500 to 9k)

Back in the garden!
App free since 23Oct2012 reset to 27Aug13 and reset again 4nov13
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: No Travelocity Amex CLI..need advice

sweeeeet! This is my first and only Barclay's account, so I have no experience with their CLIs yet... but I'm hoping that when I do take the plunge... or get an auto cli, that I get to $10,000! woooo

 

codimom, btw... did you use their online cli request thing? or did you call? I always feel like calling the credit analysts directly improves my odds of getting the limits I want.

 

Thanks for the advice :-)

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Posts: 2,489
Registered: ‎01-22-2012
0

Re: No Travelocity Amex CLI..need advice

Your chances of getting a CLI with your current util are virtually 0. From their perspective, if they give you a CLI they'd be concerned you'd just max out the new limit. You really need to work on getting that util down before you have a good chance. I'd suggest 25% or under. You can try at 50% but I wouldn't fancy your chances.

EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.