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Hi all, I would like to share some information about this card. I opened checking account at US Bank and applied for this card at the same time. After click apply button, I called underwriting and knew I was approved but the CLI is 3,500. It means not Cash+ card. So I told them I need Cash+ and they said they will recon for this card. 2 days latter, called and checked my application status, got approved for 5,000. They pull TU for me. My FICO score is around 680 and more than 10 inquiries in my CR.
@Anonymous wrote:Hi all, I would like to share some information about this card. I opened checking account at US Bank and applied for this card at the same time. After click apply button, I called underwriting and knew I was approved but the CLI is 3,500. It means not Cash+ card. So I told them I need Cash+ and they said they will recon for this card. 2 days latter, called and checked my application status, got approved for 5,000. They pull TU for me. My FICO score is around 680 and more than 10 inquiries in my CR.
Nice recon.
How long have you had credit cards?
There problem with me was my limited credit history, and the fact they already gave me the flexperks signature card.
Dustink, I'm very sorry to hear of this news, but you still have a great credit card line-up and a lot to be proud of. And in 6 months you will be holding the Cash+ card in your hands and it will be worth the wait. And who knows, you might even get a starting limit higher than $5K. Great things come to those who wait.
US Bank is advertising this card a lot, I just don't see it being gone in 6 months. I know I will be in mourning if it does come to an end!! I'm about to cash out my second $100 (+$25 bonus) next week after my statement cuts.
@CribDuchess wrote:Dustink, I'm very sorry to hear of this news, but you still have a great credit card line-up and a lot to be proud of. And in 6 months you will be holding the Cash+ card in your hands and it will be worth the wait. And who knows, you might even get a starting limit higher than $5K. Great things come to those who wait.
US Bank is advertising this card a lot, I just don't see it being gone in 6 months. I know I will be in mourning if it does come to an end!! I'm about to cash out my second $100 (+$25 bonus) next week after my statement cuts.
I think it would just end to new applicants. Rewards might be cut back over time to card holders.
Hopefully they keep it around, it offers some good rewards.
I have been getting a lot out of the Flexperks sig, I am over 70,000 points now which is a $1400 plane ticket. I would just like to add a cash back card as well.
My oldest card is almost 4 years. AAOA is 1.6 years. One week before I got this card I was approved for BCE.
@Anonymous wrote:My oldest card is almost 4 years. AAOA is 1.6 years. One week before I got this card I was approved for BCE.
Yeah, your credit is much better than mine.
My oldest account is just over a year, and my AAoA is measured in months. I apped for a few accounts prior to them pulling my credit report.
Congrats on your approval though! I will be there some day.
@Dustink wrote:
@Anonymous wrote:My oldest card is almost 4 years. AAOA is 1.6 years. One week before I got this card I was approved for BCE.
Yeah, your credit is much better than mine.
My oldest account is just over a year, and my AAoA is measured in months. I apped for a few accounts prior to them pulling my credit report.
Congrats on your approval though! I will be there some day.
APPing comes back to haunt us.
@maiden_girl wrote:
@Dustink wrote:
@Anonymous wrote:My oldest card is almost 4 years. AAOA is 1.6 years. One week before I got this card I was approved for BCE.
Yeah, your credit is much better than mine.
My oldest account is just over a year, and my AAoA is measured in months. I apped for a few accounts prior to them pulling my credit report.
Congrats on your approval though! I will be there some day.
APPing comes back to haunt us.
The wait for the next spree is just always so long.
I am sure they will give it to you eventually and you won't have to take a HP or hit to your AAoA with a PC.
Sorry that you weren't able to get the Cash+ right away, but you still had a very successful app spree and came away with some nice cards to garden. Take good care of them and let them gain some age and history, and you should be in good shape to PC over to the card you really want. Remember, building credit is a process and it takes time. You're on the right track, so just keep up the good work.