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No back door love from GE...

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masscredit
Valued Contributor

No back door love from GE...

I called GE's backdoor number today. I tried to get a CLI from $700. to $1200. I've had the card for 8 months and received one auto CLI from $600.-$700. after a few months. I give the card use, pay more than the minimum and paid off the balance of $430. a few weeks ago. Went through the normal questions and was denied. They seem to love me less than my ex-wife!

But, I got a $1700. auto-CLI from Barclays a few weeks ago and called Cap 1 today and received a $1k increase. Don't know why it's so hard to get anything else from GE.
Pre-Credit Rebuild Scores Pre-DC (3/24/22) - EQ - 524 / TU - 519 / EX - 495

Current Scores - EQ - 687 / TU - 663/ EX - 677

TD Bank - $5000 / Mercury - $5000 / Capital One Savor One- $5000 / SDFCU Secured - $4990 / Capital One QuickSiver - $4500 / Ally Master Card - $2800/ Walmart Mastercard - $2250

Andrews FCU SSL $1500
Message 1 of 18
17 REPLIES 17
LS2982
Mega Contributor

Re: No back door love from GE...


@masscredit wrote:
I called GE's backdoor number today. I tried to get a CLI from $700. to $1200. I've had the card for 8 months and received one auto CLI from $600.-$700. after a few months. I give the card use, pay more than the minimum and paid off the balance of $430. a few weeks ago. Went through the normal questions and was denied. They seem to love me less than my ex-wife!

But, I got a $1700. auto-CLI from Barclays a few weeks ago and called Cap 1 today and received a $1k increase. Don't know why it's so hard to get anything else from GE.

When did you recieve that auto increase?




EQ FICO 548 3/3/16
Message 2 of 18
masscredit
Valued Contributor

Re: No back door love from GE...

I believe it was after 3 months.
Pre-Credit Rebuild Scores Pre-DC (3/24/22) - EQ - 524 / TU - 519 / EX - 495

Current Scores - EQ - 687 / TU - 663/ EX - 677

TD Bank - $5000 / Mercury - $5000 / Capital One Savor One- $5000 / SDFCU Secured - $4990 / Capital One QuickSiver - $4500 / Ally Master Card - $2800/ Walmart Mastercard - $2250

Andrews FCU SSL $1500
Message 3 of 18
LS2982
Mega Contributor

Re: No back door love from GE...


@masscredit wrote:
I believe it was after 3 months.

I would wait for the denial letter to come in and let us know what the reasons are.




EQ FICO 548 3/3/16
Message 4 of 18
YahComb
Established Contributor

Re: No back door love from GE...

from my experience, it varies with the card.

 

I got paypal mastercard and amazons store card same day. at 4 months i was ble to go from 1K-2K on paypayl, amazon wouldn't move uuntil 7 months, 1.4K to 2K.

 

8th month paypal went 2K-4K. 11th month amazon 2K to 2.5K 12month paypal 4K to 5.5K. I am now at month 15, and amazon is back to denying CLi. dont have the paypal anymore

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 5 of 18
masscredit
Valued Contributor

Re: No back door love from GE...

Negative things on my account are -

 

BK discharged 2/2010

 

5 Tax leins

 

Other than that, everything is paid on time (100%). My Target app was approved last Aug and I recieved a $3k limit. From what I've read here, that's kind of high for that card. I'm not even going to bother trying to increase that one. 

 

I was going to ask about a CLI for JCP but I didn't bother after he said no for the Walmart card. 

 

For Cap 1, I asked who I would talk to for an increase on Orchard account.  The woman said she's forget my info to a person that can help me and I should get a call in a day or two. 

 

I guess it's just hit or miss. 

 

After trying for these increases, I'll just watch my scores then try for some prime cards after they crest 700. 

 

 

Pre-Credit Rebuild Scores Pre-DC (3/24/22) - EQ - 524 / TU - 519 / EX - 495

Current Scores - EQ - 687 / TU - 663/ EX - 677

TD Bank - $5000 / Mercury - $5000 / Capital One Savor One- $5000 / SDFCU Secured - $4990 / Capital One QuickSiver - $4500 / Ally Master Card - $2800/ Walmart Mastercard - $2250

Andrews FCU SSL $1500
Message 6 of 18
NJTurnpike
Established Contributor

Re: No back door love from GE...

I was refused backdoor love as well....

Edit by webhopper
MyFICO moderator

 

Edit to remove one of the 5 Things We Don't Talk about


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Message 7 of 18
LS2982
Mega Contributor

Re: No back door love from GE...

NJTurnpike wrote:

I was refused backdoor love as well...

Edit by webhopper

MyFICO moderator

 

Edit to remove one of the 5 Things We Don't Talk about




EQ FICO 548 3/3/16
Message 8 of 18
mcf
Contributor

Re: No back door love from GE...

OH GEEZ LMAO!

Starting Score:567Walmart TU 701, Credit Sesame 722, credit secure 701 credit karma 694Last Score: 689 TU/Walmart CK 645 Goal Score:800 CLUB
Last HP:2/2015 Util:9% CL:82KTake the myFICO Fitness Challenge
Message 9 of 18
colindidit
Established Contributor

Re: No back door love from GE...

I knew someone might have made a joke about the the title haha
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Message 10 of 18
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