No foreign transaction fee card w/ average credit

[Temporary_me]

Hello Everyone,

I'm about to graduate from college in May 14' and will be travelling for about 2-3 months in the summer before starting my job. Thus I want to get a new credit card with no foreign transaction fees and hopefully some sort of rewards program. As of now I have 1 Discover card with a $2.5k limit which I opened 1 year 6 months ago. I've never had any late payments or other negatives on my report. However, due to my limited history, and limited income until I start work I feel like I'd only be approved for cards targeted for those with "average" or "good" credit, not "excellent". As much as I'd like the premium travel cards such as a Cap1 Venture I just think it would be a wasted hard pull to try for those now. Oh, also my CreditKarma/TransUnion score is 724 as of now.

What are some cards out there that you think will meet the following criteria which I could conceivably be approved for?

-No foreign transaction fee

-No annual fee (I will probably apply for a premium card to replace this within about a year, so I want to avoid fees or the need to close card)

-Decent, not fantastic, rewards (I'm spending probably >$10k during my travels so I want to earn some rewards on that spending)

*Also, a bonus such as being chip enabled would be cool, but not necessary as I will not be in Europe very much this summer.

The BoA Travel Rewards card seems like a decent card for this purpose, but I'm sure there are some more options you all might suggest.

Thank you very much!

[enharu]

All capitalone and discover cards have no FTF.

[user5387]

SDFCU chip & pin is great for foreign travel, and there are both secured and unsecured versions.

[JasonKR]

Capital One Quicksilver would be great

[LearningMoreAboutCredit]

All cards suggested are good options...

[Temporary_me]

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@enharu wrote:
All capitalone and discover cards have no FTF.

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I looked at the Cap1 cards and it seems all of the "average" credit ones require an annual fee except the Journey Student card and business cards. So there I could only consider the Journey Student which makes 1.25% rewards. BoA makes 1.5% towards travel + $100 signup bonus + chip enabled.

My concern with Discover is that they have limited acceptance compared to MasterCard and Visa which I'll be good to use just about anywhere.

[LearningMoreAboutCredit]

Have you tried cardmatch or other website for any offers?

http://www.creditcards.com/

[enharu]

Where are you traveling to?

You can also check out Barclays arrival. AF is waived first year.

[Temporary_me]

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@enharu wrote:
Where are you traveling to?

You can also check out Barclays arrival. AF is waived first year.

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Barclays Arrival is a premium, "excellent" credit type of card I thought?

And so far I'll be going through parts of Colombia, Ecuador, Malaysia, Thailand, Cambodia, China, Ukraine and Russia. A couple other countries are possible but these are the concrete ones.

[rlx01]

Your score is good enough for all cards. The issue is income.

Best bet is Arrival, BoA Travel Rewards, and most CU cards.