Credit Cards

[mphan]

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geronimo2008 wrote:
I was approved.   No problem at all.

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with hard pull or soft?

Thanks!

[goingforadream]

I was told I could change to the home improvement card or had my choice a a couple other reward cards...soft pulls. I got a no to the freedom card. For that one they said I'd have to app and that'll be a hard pull.

[ralbusta]

Oh well, I guess its just my account. Another rep stated that my account isn't elgible for any type of product change. I am getting a letter sent out with the reasons though, so I should find out in 5-7 business days. lol.

[PurpleHaze]

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geronimo2008 wrote:
I was approved.   No problem at all.

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What card did you have and what card were you approved for?

[geronimo2008]

They told me no pull. Last time I combined accounts it was with NFCU and no pull then either. I also did it with two other chase cards and saw no pull----that was 3-4 years ago. BTW this timea WAMU Visa was combined with a Flexible rewaeds Chase VISA. On the prior occasion two Cash rewards cards were combined.

Message Edited by geronimo2008 on 03-10-2009 05:59 PM

[PurpleHaze]

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geronimo2008 wrote:
They told me no pull. Last time I combined accounts it was with NFCU and no pull then either. I also did it with two other chase cards and saw no pull----that was 3-4 years ago. BTW this timea WAMU Visa was combined with a Flexible rewaeds Chase VISA. On the prior occasion two Cash rewards cards were combined.

Message Edited by geronimo2008 on 03-10-2009 05:59 PM

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 Just want to get some clarity because the above sounds like something completely opposite of what at least I was thinking.  To me a product change is I have a card and I request a different card type via the same card issuer.  What you wrote above regarding your WaMu card reads like you already had a Chase Flexible rewards and they agreed to combine your existing WaMu card with your Chase card which increases the total limit. Is that correct?  If so, what I and other posters are trying to determine is the probability of converting our WaMu card(s) to a Chase product since we do not have one.

[geronimo2008]

Sorry. I combined them.  Perhaps I misunderstood the other posters.

[chnceit]

I had successfully converted my Flexible Rewards Card to the Chase Perfect Card yesterday and today its reflecting the changes online. The only thing the CSR told me was they would not send out a new card. I will probably wait a couple of days then request for replacement.

[bridgetkaryn]

I just spoke to a CSR this morning and she said I could combine my WaMu card with my Freedom Card but that the could only move PART of the credit line and had to wait til I paid off my WaMu card (a whole $56.37) and then we can combine the total credit limit and close out the WaMu card...  This will put me at a $3500 CL for my freedom card... no too shabby!

Bridget

[mphan]

which number did you guys call? I'll call and convert mine too.