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Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

No love from GEMB

Declined for chevron/JCP cards. Smiley Mad Im giving up for awhile.




EQ FICO 548 3/3/16
Established Contributor
Posts: 768
Registered: ‎04-08-2011
0

Re: No love from GEMB

be patient, get your score up and good things will come Smiley Happy


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


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Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: No love from GEMB

 


silver0187 wrote:

be patient, get your score up and good things will come Smiley Happy


Thats the problem, not patient Smiley Very Happy Should I freeze my CR's?

 




EQ FICO 548 3/3/16
Frequent Contributor
Posts: 455
Registered: ‎06-08-2008
0

Re: No love from GEMB

GEMB will give you a Chevron card but I think your score will have to get to 645 at least I think.

 

That is about when they gave me one and just a couple of days ago, I got my third CLI starting at $700 and now at $2K for a non-Visa standard gas card. 

 

Good luck.

Established Contributor
Posts: 762
Registered: ‎02-17-2011
0

Re: No love from GEMB

My score was low 600's and I got approved. I think it was 620.  I was approved for 500.00$. Im curious how did you get up to 2k?  did you cli request every 4 months?  I use my at about 30% util. and pay on time more than the minimum, i do carry a balance also. 

Amex Delta Gold Skymiles $1000; Amex SPG $2000 Amex PRG NPSL, AMEX BCE 2k, Chase Freedom 3.5K Chase Southwest Premier Plus 16K Chase United Explorer 11K Chase Marriott 11K Chase IHG Club Select WMC 11K, Amazon Visa 3k, United Club Visa 12K, Discover $4K Gap Visa $7.5K; AEO Visa $6K Walmart MasterCard $6K Sam's Club Mastercard $9.5K Barclay's Rewards MC $5.4K Wells Fargo Rewards VISA $3K Barclays AA Silver Aviator MC $8K Venture $15K Venture One $10K Quicksilver Visa Siggy $5K, Total Rewards Visa 3k, Fuel Rewards MC 1k, CITI AA Gold WEMC 7k, Paypal Extras MC 5.6K
Moderator Emeritus
Posts: 17,409
Registered: ‎07-14-2009
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Re: No love from GEMB


LS2982 wrote:

 

Thats the problem, not patient Smiley Very Happy Should I freeze my CR's?

 


There's no reason to do that. Just stop applying for anything.

 

It's not that hard to do.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: No love from GEMB

 


Marinevietvet wrote:

LS2982 wrote:

 

Thats the problem, not patient Smiley Very Happy Should I freeze my CR's?

 


There's no reason to do that. Just stop applying for anything.

 

It's not that hard to do.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".


I dont know why im so impatient, i think 6 months of gardening might help.

 




EQ FICO 548 3/3/16
Frequent Contributor
Posts: 455
Registered: ‎06-08-2008
0

Re: No love from GEMB

I Requested a CLI every 4 to 6 months like so many others were asking for and they kept giving small regular increases.

I don't think I will ask for any more on that one it is big enough. I"ve been in trouble before and I ain't going there again.
Contributor
Posts: 129
Registered: ‎03-24-2011
0

Re: No love from GEMB

Lol dude thats what you keep saying.. You really make my day. Haha
My Wallet:

Amex Zync - NPSL
Capital one - Secured $600 (soon to be axed)
Discover More - $1000

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Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: No love from GEMB


New2score wrote:
Lol dude thats what you keep saying.. You really make my day. Haha

Really dude?? give it up already. Smiley Very Happy




EQ FICO 548 3/3/16

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