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No love from GEMB

Mega Contributor

No love from GEMB

Declined for chevron/JCP cards. Smiley Mad Im giving up for awhile.




EQ FICO 548 3/3/16
Message 1 of 10
9 REPLIES
Established Contributor

Re: No love from GEMB

be patient, get your score up and good things will come Smiley Happy


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


Take the FICO Fitness Challenge
Message 2 of 10
Mega Contributor

Re: No love from GEMB

 


silver0187 wrote:

be patient, get your score up and good things will come Smiley Happy


Thats the problem, not patient Smiley Very Happy Should I freeze my CR's?

 




EQ FICO 548 3/3/16
Message 3 of 10
Frequent Contributor

Re: No love from GEMB

GEMB will give you a Chevron card but I think your score will have to get to 645 at least I think.

 

That is about when they gave me one and just a couple of days ago, I got my third CLI starting at $700 and now at $2K for a non-Visa standard gas card. 

 

Good luck.

Message 4 of 10
Established Contributor

Re: No love from GEMB

My score was low 600's and I got approved. I think it was 620.  I was approved for 500.00$. Im curious how did you get up to 2k?  did you cli request every 4 months?  I use my at about 30% util. and pay on time more than the minimum, i do carry a balance also. 

Amex Delta Gold 4.5k Amex HH 2k Amex Green NPSL, AMEX Delta Blue 2k, BOA Cash Rewards 1k, Barclay Jet Blue WMC 7K, Chase Freedom 2.5k Chase Southwest Premier Plus 7K Chase United Explorer 20.5K Chase Marriott 11K , Amazon Visa 3.5k, Discover $7.5K 7.5K Venture $17K Venture One 12K Quicksilver Visa Siggy 5.5K Citi Shell MC 2k, Total Rewards Visa 5.4K CITI AA Executive WEMC 15.4 Paypal Extras MC 8K, Citi Diamond WEMC 4K Citi DC WEMC 4.5K Citi Hilton Visa Siggy 8k.
Message 5 of 10
Moderator Emeritus

Re: No love from GEMB


LS2982 wrote:

 

Thats the problem, not patient Smiley Very Happy Should I freeze my CR's?

 


There's no reason to do that. Just stop applying for anything.

 

It's not that hard to do.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Message 6 of 10
Mega Contributor

Re: No love from GEMB

 


Marinevietvet wrote:

LS2982 wrote:

 

Thats the problem, not patient Smiley Very Happy Should I freeze my CR's?

 


There's no reason to do that. Just stop applying for anything.

 

It's not that hard to do.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".


I dont know why im so impatient, i think 6 months of gardening might help.

 




EQ FICO 548 3/3/16
Message 7 of 10
Frequent Contributor

Re: No love from GEMB

I Requested a CLI every 4 to 6 months like so many others were asking for and they kept giving small regular increases.

I don't think I will ask for any more on that one it is big enough. I"ve been in trouble before and I ain't going there again.
Message 8 of 10
Contributor

Re: No love from GEMB

Lol dude thats what you keep saying.. You really make my day. Haha
My Wallet:

Amex Zync - NPSL
Capital one - Secured $600 (soon to be axed)
Discover More - $1000

Take the FICO Fitness Challenge
Message 9 of 10
Mega Contributor

Re: No love from GEMB


New2score wrote:
Lol dude thats what you keep saying.. You really make my day. Haha

Really dude?? give it up already. Smiley Very Happy




EQ FICO 548 3/3/16
Message 10 of 10