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No love from GEMB

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LS2982
Mega Contributor

No love from GEMB

Declined for chevron/JCP cards. Smiley Mad Im giving up for awhile.




EQ FICO 548 3/3/16
Message 1 of 10
9 REPLIES 9
Guava
Established Contributor

Re: No love from GEMB

be patient, get your score up and good things will come Smiley Happy


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


Take the FICO Fitness Challenge
Message 2 of 10
LS2982
Mega Contributor

Re: No love from GEMB

 


@silver0187 wrote:

be patient, get your score up and good things will come Smiley Happy


Thats the problem, not patient Smiley Very Happy Should I freeze my CR's?

 




EQ FICO 548 3/3/16
Message 3 of 10
Scuba
Frequent Contributor

Re: No love from GEMB

GEMB will give you a Chevron card but I think your score will have to get to 645 at least I think.

 

That is about when they gave me one and just a couple of days ago, I got my third CLI starting at $700 and now at $2K for a non-Visa standard gas card. 

 

Good luck.

Message 4 of 10
texasman07
Established Contributor

Re: No love from GEMB

My score was low 600's and I got approved. I think it was 620.  I was approved for 500.00$. Im curious how did you get up to 2k?  did you cli request every 4 months?  I use my at about 30% util. and pay on time more than the minimum, i do carry a balance also. 

Message 5 of 10
MarineVietVet
Moderator Emeritus

Re: No love from GEMB


@LS2982 wrote:

 

Thats the problem, not patient Smiley Very Happy Should I freeze my CR's?

 


There's no reason to do that. Just stop applying for anything.

 

It's not that hard to do.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Message 6 of 10
LS2982
Mega Contributor

Re: No love from GEMB

 


@MarineVietVet wrote:

@LS2982 wrote:

 

Thats the problem, not patient Smiley Very Happy Should I freeze my CR's?

 


There's no reason to do that. Just stop applying for anything.

 

It's not that hard to do.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".


I dont know why im so impatient, i think 6 months of gardening might help.

 




EQ FICO 548 3/3/16
Message 7 of 10
Scuba
Frequent Contributor

Re: No love from GEMB

I Requested a CLI every 4 to 6 months like so many others were asking for and they kept giving small regular increases.

I don't think I will ask for any more on that one it is big enough. I"ve been in trouble before and I ain't going there again.
Message 8 of 10
Anonymous
Not applicable

Re: No love from GEMB

Lol dude thats what you keep saying.. You really make my day. Haha
Message 9 of 10
LS2982
Mega Contributor

Re: No love from GEMB


@Anonymous wrote:
Lol dude thats what you keep saying.. You really make my day. Haha

Really dude?? give it up already. Smiley Very Happy




EQ FICO 548 3/3/16
Message 10 of 10
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