@bichonmom wrote:
I have gotten a CLI every 4 mos w/my ON store card. But it sounds like you have the ON Visa, so they may be stricter on CLIs. I wouldn't necessarily wait 4 more mos to try again. I'd try in a month.
It could be your util that's making a difference. The letter you get will tell you. If it is, then try again after your util has lowered.
Good point. I didn't even think that the Visa might have stricter CLI requirements. I guess we shall see what the problem is when I get the rejection letter. The last letter said that it hadn't been long enough so I can only imagine what this letter is going to say. Oh well, I have a good CL with them already and I earn rewards from them. Not really going to stress about it.
Starting Score: 760
Current Score: 716 Equifax 754 TU 736 Experian
Goal Score: 760