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Valued Contributor
Repo-ed
Posts: 2,960
Registered: ‎02-09-2012
0

Re: No more AMEX backdating?-UPDATE


xiownthisplacex wrote:

Same thing happened to me. I have been an authorized user since 1998 (still am) and they put me as a new member since 2012 :smileymad:

So I called the number on the back of the card today and they switched it right away, only took me 7 minutes on the phone with providing all my info (they didn't ask for the old card number). 9-12 business days and I will have my new card with the Member Since 98 on it :smileyhappy:


Goes to show, despite their policy to not back date AU's, it can still be done.

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

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Valued Contributor
bribro
Posts: 1,367
Registered: ‎04-20-2012
0

Re: No more AMEX backdating?-UPDATE


Repo-ed wrote:

xiownthisplacex wrote:

Same thing happened to me. I have been an authorized user since 1998 (still am) and they put me as a new member since 2012 :smileymad:

So I called the number on the back of the card today and they switched it right away, only took me 7 minutes on the phone with providing all my info (they didn't ask for the old card number). 9-12 business days and I will have my new card with the Member Since 98 on it :smileyhappy:


Goes to show, despite their policy to not back date AU's, it can still be done.


As I understand it, they do backdate AU's, but they now only backdate you to the date you became an AU instead of the primary cardholder's member since date.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Valued Member
HSNCLOSER
Posts: 109
Registered: ‎05-11-2012
0

Re: No more AMEX backdating?-UPDATE

Funny I saw this Thread, I was on the phone with AMEX about my ZYNC card showing member since 2012, while when I log on to my AMEX account online it shows member since 2005. The lady on the phone told me that won't be a problem, and to give them a week or so to correct it, supposedly they would mail out new card with the right member date.  I'l keep you guys updated, since this has been a question from many.


Starting Score: 515 April 2011
Current Score: (AMEX Credit Secure) EX 627 EQ 627 TU 627
7/19/2012
Goal Score: 700+


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Senior Contributor
drkaje
Posts: 3,491
Registered: ‎07-25-2008
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Re: No more AMEX backdating?-UPDATE

Aside from BCP I'm also on DGF's. It seems to have been backdated from the start. My ACM card stopped reporting on Eq in March, called to complain and nothing happened. Considered calling back again but I don't think it really matters that much in the bigger picture. Utilization would be improved, but I'm not going to sweat it.


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


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Member
HollyDay
Posts: 17
Registered: ‎06-15-2012
0

Re: No more AMEX backdating?-UPDATE

Well, my new Zync card just came in the mail, and it does say Member Since 99. Of course, I won't get excited until it starts reporting, but this is an encouraging sign.

Side note: I like my Zync card. I've been using it heavily. It's no Centurion, but it will do for me :smileywink:

New Contributor
Obt3wKLq5t
Posts: 53
Registered: ‎04-15-2009
0

Re: No more AMEX backdating?-UPDATE

I just called in yesterday to get my AU Hilton card backdated to my earliest membership date instead of AU's actual issued date.  Took 5 mniutes and the rep told me I'll get a new card in a week.  So my main SPG card is from 1999, Hilton was from 2010 so I hope she was able to change it.

American Express SPG, American Express Costo TE, Chase Freedom, Chase Marriott Premier VS, Chase United Explorer VS, Citi Forward, Citi Dividend World Elite, Citi AA Advantage VS, Discover More, Penfed Platinum Cash Rewards, Penfed Platinum Rewards, Dell, Macy, Kohls for extra savings
VantageScore - 990
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Member
HollyDay
Posts: 17
Registered: ‎06-15-2012
0

Re: No more AMEX backdating?-UPDATE

[ Edited ]
 
New Contributor
Dolphins
Posts: 61
Registered: ‎12-06-2011
0

Re: No more AMEX backdating?-UPDATE


HollyDay wrote:

Well, my new Zync card just came in the mail, and it does say Member Since 99. Of course, I won't get excited until it starts reporting, but this is an encouraging sign.

Side note: I like my Zync card. I've been using it heavily. It's no Centurion, but it will do for me :smileywink:


Hi HollyDay,

 

I was approved for an American Express Zync card last month of May and when I log on it also says member since 1999. Yesterday, when I pulled my Experian Credit Report it showed the Amercian Express account opened as of 05/99. Very Happy! I used to have an American Express Gold Card that I used in Europe years back.

Member
HollyDay
Posts: 17
Registered: ‎06-15-2012
0

Re: No more AMEX backdating?-UPDATE


Dolphins wrote:

HollyDay wrote:

Well, my new Zync card just came in the mail, and it does say Member Since 99. Of course, I won't get excited until it starts reporting, but this is an encouraging sign.

Side note: I like my Zync card. I've been using it heavily. It's no Centurion, but it will do for me :smileywink:


Hi HollyDay,

 

I was approved for an American Express Zync card last month of May and when I log on it also says member since 1999. Yesterday, when I pulled my Experian Credit Report it showed the Amercian Express account opened as of 05/99. Very Happy! I used to have an American Express Gold Card that I used in Europe years back.


Well, I guess we are both Gold members from 1999 who are now Zync members! It sounds like it didn't take long for your card to start reporting, at least on Experian. I was kind of wondering how long it would take. Anyway, congrats on the backdating!

New Contributor
Dolphins
Posts: 61
Registered: ‎12-06-2011
0

Re: No more AMEX backdating?-UPDATE


HollyDay wrote:

Dolphins wrote:

HollyDay wrote:

Well, my new Zync card just came in the mail, and it does say Member Since 99. Of course, I won't get excited until it starts reporting, but this is an encouraging sign.

Side note: I like my Zync card. I've been using it heavily. It's no Centurion, but it will do for me :smileywink:


Hi HollyDay,

 

I was approved for an American Express Zync card last month of May and when I log on it also says member since 1999. Yesterday, when I pulled my Experian Credit Report it showed the Amercian Express account opened as of 05/99. Very Happy! I used to have an American Express Gold Card that I used in Europe years back.


Well, I guess we are both Gold members from 1999 who are now Zync members! It sounds like it didn't take long for your card to start reporting, at least on Experian. I was kind of wondering how long it would take. Anyway, congrats on the backdating!


Yes, American Express reported to the credit bureau in lightening speed as approved for AMEX Zync in May and statement generated in less than one full month and pulled my Experian credit report day after American Express Zync statement generated and reporting on credit report.


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