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BullsEye10
Posts: 81
Registered: ‎03-26-2012
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Re: No more AMEX backdating?-UPDATE

Thought I would throw in my two cents on this topic and ask a question.

 

In 1989, as a teenager, my father added me as an AU and got me an AMEX Gold card for emergencies.  it said "Member Since 89".  Our family's business subsequently ran into difficulties and we closed the card in 1994/1995.

 

The business recovered, and my father re-established a relationsip with AMEX in 2006 by opening an "American Express Business" account.  Despite not working for the company (full time at least) I was added to the account as an AU and got a card that said "Member Since 89".

 

This month I finally pulled the trigger after months of deliberating and applied for my very own AMEX, the platinum charge card.  Much to my surprise and delight I was approved, and because it is a platinum card it was overnighed to me.  Lo and behold, it said "Member since 2012". 

 

Well, as a happy reader of this board (and others) I knew the effect this would have on my credit, and a few days ago called AMEX and told them I wanted the Member Since date on the platinum card changed to reflect my history since 1989, as the business card does.  They told me they would, and sure enough, the very next day I received my new platinum card that says "Member Since 89".

 

However, when I log on to the AMEX site, it says under my name "WELCOME TO AMERICAN EXPRESS. WE'RE HAPPY TO HAVE YOU AS A CARDMEMBER."  No mention of my member since year.

 

Should I be concerned?

AMEX Platinum - NPSL (Approved for $75,000.00)
AMEX Gold Business - NPSL
Chase Sapphire Preferred ($22,500.00)
Bank of America Cash Rewards ($5,000.00) - Sock Drawer
Discover ($4,500.00) - Sock Drawer
Capital One Venture ($7,500) - Sock Drawer
Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012
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Re: No more AMEX backdating?-UPDATE

That's to do with their new look. Go to account page and see. Somewhere their they still have member date. The real test however is to see what credit report says. I wouldn't worry. My Amex had similar situation with card saying 2012 and it reported mine back to my first Amex in 1989 after long hiatus.
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slarano
Posts: 281
Registered: ‎04-30-2008
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Re: No more AMEX backdating?-UPDATE

Just called in today (6.28.12) using the phone # given by someone on the 1st page of this thread, took all of 5 minutes (iPhone call history verifies this), customer service was very friendly, saw my old account and had no problems backdating to the primary cardholder's member date! I was added in '01 as an AU, but the primary cardholder opened the card in '93. As a matter of fact, customer service told me it would be changed to '93 BEFORE I even had a chance to say I was added in 2001. The old card is currently closed, but still shows as open and current on my credit report. I never used the term "back date" and instead just said I was looking through some old cards I had and noticed that my 'Member Since' date on my current Zync card is incorrect. So from 2010 to what I thought would be 2001 to 1993?!? We'll know in 7-10 days when I get my new card, or if/when my online account page updates. :smileyvery-happy:


myFICO Starting Scores: TU 643 03.10.09 EX 676 01.09.09 EQ 638 05.24.09
Current Score: (WalMart FICO) TU 792 04.03.13 (Mortgage Lender - HP) EX 745 02.06.13 (Mortgage Lender - HP) EQ 771 02.06.13
Goal Score: 800+


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Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012
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Re: No more AMEX backdating?-UPDATE

Wow nice. Sounds like you got lazy rep and hit the jackpot. I would confirm in next couple of months what credit report says however. I have heard of people in this situation getting the member date but the actual reporting date being in your case just the 2001
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Frequent Contributor
slarano
Posts: 281
Registered: ‎04-30-2008
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Re: No more AMEX backdating?-UPDATE

I also remember having an AMEX Green card, perhaps she was referring to that card, which I probably had as an AU way back in '93...

myFICO Starting Scores: TU 643 03.10.09 EX 676 01.09.09 EQ 638 05.24.09
Current Score: (WalMart FICO) TU 792 04.03.13 (Mortgage Lender - HP) EX 745 02.06.13 (Mortgage Lender - HP) EQ 771 02.06.13
Goal Score: 800+


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bribro
Posts: 1,367
Registered: ‎04-20-2012
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Re: No more AMEX backdating?-UPDATE


simonlarano wrote:
I also remember having an AMEX Green card, perhaps she was referring to that card, which I probably had as an AU way back in '93...


Well, that gives me less hope haha. Congrats btw.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
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heirophant
Posts: 532
Registered: ‎11-25-2007
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Re: No more AMEX backdating?-UPDATE

If this question was answered in this thread, sorry.  What about people who currently have a card, like myself?  I was considering BCE.  Will it automatically show my member since date since I am an active member or will I have to call to have it backdated when it arrives?

FICO's: TU: 682 EX: 688 EQ: Unknown

In my wallet (strikethough are getting the axe soon): Amex Rewards Plus Gold | BECU: 10,000 | AlaskaUSA FCU: 6,900 | Citi Forward 6,500 | BOA Travel Rewards: 5,000 | US Bank Cash+: 5,000 | Merrick: 4,200 | Chase Freedom: 3,500 | Juniper: 3,100 | Household: 2,450 | Best Buy Reward Zone: 2,000 | Cap1: 1,500 | Cap1: 750 | Bailey's Furniture: 3,100 | Lowes: 4,500 | Care Credit: 2,000 | Zales: 1,400 | Kohls: 400 | Sam's: 5,200 | Walmart: 1,100 | Discover More: 1,000
Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012
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Re: No more AMEX backdating?-UPDATE


heirophant wrote:

If this question was answered in this thread, sorry.  What about people who currently have a card, like myself?  I was considering BCE.  Will it automatically show my member since date since I am an active member or will I have to call to have it backdated when it arrives?


It should automatically backdate.

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New Contributor
xi
Posts: 64
Registered: ‎05-18-2012
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Re: No more AMEX backdating?-UPDATE

Just looking for an update. How long did it take AMEX to report the new date to the CBs?

 

I became an AU on a card on 7/1 and called and got it backdated to 2006. They sent me a new card with a "Member Since 2006" thing and now I'm waiting patiently for it to report and affect my AAoA!

Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012
0

Re: No more AMEX backdating?-UPDATE


xi wrote:

Just looking for an update. How long did it take AMEX to report the new date to the CBs?

 

I became an AU on a card on 7/1 and called and got it backdated to 2006. They sent me a new card with a "Member Since 2006" thing and now I'm waiting patiently for it to report and affect my AAoA!


I am a little mixed up.  Did you have an AMEX in 2006?  Or did you get them to backdate you to 2006 based on original card holders member date?  Or something else.  I am hearing more and more that they will change your member date on card but not what is actually reported for AU cards.

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