Reply
Senior Contributor
bichonmom
Posts: 3,318
Registered: ‎05-05-2011
0

Re: No more Cap One!


Razeus wrote:

This is EXACTLY where I am with them.  I have a dispute outstanding so once that's over, that account is getting closed.  Been with them since 1998 and every time I CLI, I'm not eligble and I'm not able to PC to a new card.  Yet, they charge me $59 every year.

 

I went ahead and did an app since 'that's the only way I could get a different card" for their Cash Rewards cards.  I applied 9/1 and as of right now it's pending and in some sort of manual underwriting that should take "up to 15 business days."  I'm not sure what kind of systems they have, but's already ridiculous in my book.

 

I'm a few weeks away from putting CapOne out to pasture.  If I get denied for the Cash Rewards Signature Visa, I'm done with this company FOREVER. 


That's a hefty AF. I hope you get approved for the Cash Rewards. I'm just not willing to take 3 HP to app for a CC with them.

 

You might want to call a backdoor number re your app, instead of waiting on pins and needles. You may be able to verify some info or something to get it approved.

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Senior Contributor
bichonmom
Posts: 3,318
Registered: ‎05-05-2011
0

Re: No more Cap One!


cableguy123 wrote:

Yea i feel your pain they did the same too me too.. Had the card for 5 years they only bumped it to 1500 and then i called to close it and they told me the only thing they could do was reduce the rate on a zero balance for 6 months at a reduction of 3% and i had a AF on this card for 39.00.. Well today i went to check the mail guess what i see a Crap one offer.. at a rate of 22.9% and No Annual Fee on a Platinum card no way am i going to bite on that worm haha not sure why they could not had giving me this on my exsiting card i had in order to keep a customer!


I just really don't get their business model. I know they are successful; that can't be disputed. But I think they could be even more successful if they made some changes and allowed their CCs to grow with their customers.

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Frequent Contributor
Razeus
Posts: 389
Registered: ‎04-02-2012
0

Re: No more Cap One!

I called the back door number listed in the sticky.  I'm getting Indian folks who aren't understand the information I need from them.  So I'll just call everyday to see if it just says denied and move on.  Unless someone knows of another number, I'm donig the waiting game.

My Wallet:
Discover It $11,000 | Chase Freedom $5,000 | AMEX BCE $3,000 | Paypal Extras Platinum $5,000 | Wells Fargo $1,000 | Citi Simplicity $5,000 | AMEX Zync NPSL
Senior Contributor
bichonmom
Posts: 3,318
Registered: ‎05-05-2011
0

Re: No more Cap One!


Razeus wrote:

I called the back door number listed in the sticky.  I'm getting Indian folks who aren't understand the information I need from them.  So I'll just call everyday to see if it just says denied and move on.  Unless someone knows of another number, I'm donig the waiting game.


I called the Escallations number on the backdoor sticky and got an American. Try that # and see what they say. (800.707.0489)

 

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Regular Contributor
cableguy123
Posts: 230
Registered: ‎11-05-2011
0

Re: No more Cap One!

The Escallations number is the same one i called and it sounds like they might just be like the rest and read from a scrpit and say well the best we can do is lower your apr a few % its a bunch of ******* if you ask me

Established Contributor
linux007969
Posts: 604
Registered: ‎04-20-2012
0

Re: No more Cap One!


cableguy123 wrote:

The Escallations number is the same one i called and it sounds like they might just be like the rest and read from a scrpit and say well the best we can do is lower your apr a few % its a bunch of ******* if you ask me


Try the following, I got Cash Back added to my $500 platinum card! The Case manager called me and he might have been in india or maybe south america, but he did his job!

 

Social Media Team (Facebook Team): Social@capitalone.com

Case Manager: 1-804-968-3587

 

When you email their facebook team all they ask for is your name, zip code and the discription of your issue. No other account info is needed.

 

Discover IT TU Score: 739 as of 4/20/14 | TU Score as of 1/5/14 - 710 | EQ Score as of 1/5/14 - 748 | Ex Score as of 1/5/14 - 728
TU Score as of 1/5/14 - 705 | EQ Score as of 1/5/14 - 721 | Ex Score as of 1/5/14 -753 |

Capital One QuickSilver MC $4.5K | Amazon $1.8K (CLOSED) | Walmart $5K | Paypal SC w/Debit card $5K | BOA 123 Cash Rewards Sig $5K | BOA BBR $1K | Discover IT $8K | AMEX Sr Green Charge (NPSL) | PNC CashBuilder $1.5K | Paypal Extras MC $5k | PNC Auto Loan $20,038.75 | AMEX SimplyCash Biz CC $3k | BOA Cash Rewards Biz CC $3.5K |
Regular Contributor
DeadSpider
Posts: 244
Registered: ‎07-29-2012
0

Re: No more Cap One!

Not to rub it in but they also let me do  PC last week to CashRewards Sig card :smileyhappy:. The only good thing my Cap! does is BT 1 year free interest if I ever needed for 3% fee.

Cap1 QS $11500, Freedom $5000K, Slate $8000 Amex Sky $2000K, Discover IT $4400, BCE $8800, NFL $1500, Lowes $7000

Starting Score: 0
Current Score: 742
Goal Score: 800


Take the FICO Fitness Challenge
New Contributor
mrcrush20
Posts: 113
Registered: ‎05-06-2012
0

Re: No more Cap One!

Congrats!!! I still have three cap ones :'/

 

I did just get a cli from 500 to 750 on one card but still I can't wait for the day that a discover and case product close all of my capone accounts







myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+