No more annual fee for AMEX PRG??

[MrDisco99]

Yeah I know I can buy gift cards. I already used my credit on that. Technically it falls out of their terms though and airline gift cards are still way less useful to me than cash. I probably won't get an opportunity to use them for another couple years.

[Anonymous]

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@MrDisco99 wrote:
Yeah I know I can buy gift cards. I already used my credit on that. Technically it falls out of their terms though and airline gift cards are still way less useful to me than cash. I probably won't get an opportunity to use them for another couple years.

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I agree gift cards are less useful than cash and you only get 200 dollars of them the first year.  I don't think it is worth it for me to keep the card the second year unless they give me some sort of redemption bonus.

[UpperNwGuy]

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@MrDisco99 wrote:
I've figured out once I've collected the miles I need for flights, I'm better off putting non-category spend on a 2% cash back card and pool those rewards plus restaurant/gas spend on the TYP to put towards hotels and other expenses.

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Yep, that's my new philosophy, too.  Only collect as many points as you need for the next year or two, and get 2% cash back with the rest of your spending.  Points+cash is a good combination.

[red259]

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@mongstradamus wrote:

When I had the card I used the 100 credit for pesky fuel surcharges . On to the topic of value of mr points if you fly internationally and want to fly in business or first you can get really good value for them. I am actually eyeing nyc-bkk for 100k mr round trip via Ana in business class .  Before switching to an mr card I Lulu make sure you know what you want to do with those mr points .

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This is great advice. Yea you may see a huge signup offer on a credit card that everyone is jumping on, but if those points don't transfer to a travel partner you want to use they are mostly worthless. I'm trying to save up MR points for a SQ or SQ partner redemption for one wy in Suites or maybe F with ANA for SE asia-NYC. Currently have around 80k saved up May need to dip into my chase URs to top off account. for the other direction I have saved up quite a few AA miles so I will look at getting a CX flight.