@Anonymous wrote:
My last collection/ baddie just got removed!!
But I have a lot of inquiries, 13-15 depending on where you look. Other than that my reports are okay. Uti at about 30%. Aaoa 1 year 7 months.
Which lenders aren't so inquiry sensitive?
I would love to get in with amex, any shot?
How recent are the inquiries? If most are older than 6 month inquiries, they shouldn't be a problem unless you're going for a very particular bank like Citi. AMEX and such shouldn't be a problem as long as you didn't burn them before and got blacklisted.
30% utilization is quite a bit of money considering how much credit you have. Perhaps work on bringing down your utilization before getting more credit as it can very quickly get out of hand.
Good Luck.
