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No negative effect with new accounts.

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SwiftTone
Valued Contributor

Re: No negative effect with new accounts.

Last time my report updated my utilization was 7% with 1 account reporting and my ScoreWatch reported FICO of 739. I'm waiting for my ScoreWatch to update with 5% utilization. Wonder how good my FICO is going to be this time.

AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
Message 11 of 11
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