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Valued Contributor
Duncanrr
Posts: 2,825
Registered: ‎06-08-2012

No one soft pulls me :(

I just checked my reports and I have a soft pull from amex account review on 10/7 and a couple account reviews from Cap1 but that's it. No one ever seems to soft pull me. How can I get nifty preapproval offers if I'm never soft pulled?


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 688 TU 727 EX 704 CK 696 (FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Frequent Contributor
SwampSystems
Posts: 358
Registered: ‎06-25-2012

Re: No one soft pulls me :(

Use optoutprescreen.com to opt-in.

Regular Contributor
kwazziee
Posts: 148
Registered: ‎09-26-2011

Re: No one soft pulls me :(

+1. Long time ago when my credit was not all that I opted out of prescreening and totally forgot to opt back in. When I did I started receiving offers. Of course my FICO was way up from back when.


SwampSystems wrote:

Use optoutprescreen.com to opt-in.


 

Valued Contributor
Duncanrr
Posts: 2,825
Registered: ‎06-08-2012

Re: No one soft pulls me :(

I thought I was opted in. I just opted in just in case.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 688 TU 727 EX 704 CK 696 (FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Senior Contributor
youngandcreditwrthy
Posts: 5,973
Registered: ‎08-16-2012

Re: No one soft pulls me :(

weird... Ive experienced the same..; I opted out at 18, recently opted back in at 23; still do not get sps from any lenders.... Don't take it as a bad thing....my Fico is even at about 700.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | CSP $10k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Myponts.com Visa $3.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
maiden_girl
Posts: 1,743
Registered: ‎12-29-2011

Re: No one soft pulls me :(

I've opted out before for the 5 years b/c it can be done online...I should have permanently opted out. I hate the temptation.

The truth is out there...
FICO scores: 724 (EQ) 709 (EX) 711 (TU) 4/14 | Goal scores: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (3.0k) | Chase Freedom NPSL | Citi Simplicity (8.0k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Senior Contributor
youngandcreditwrthy
Posts: 5,973
Registered: ‎08-16-2012

Re: No one soft pulls me :(

LOL @ maidengir ; I hate it tooo!!!! Like I don't have enough temptation as it is hahaha!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | CSP $10k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Myponts.com Visa $3.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
maiden_girl
Posts: 1,743
Registered: ‎12-29-2011

Re: No one soft pulls me :(

LOL yes. These forums are enough as it is!!! LOL I get so inspired that I start apping. It's badd! :smileyvery-happy:

The truth is out there...
FICO scores: 724 (EQ) 709 (EX) 711 (TU) 4/14 | Goal scores: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (3.0k) | Chase Freedom NPSL | Citi Simplicity (8.0k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Valued Contributor
Duncanrr
Posts: 2,825
Registered: ‎06-08-2012

Re: No one soft pulls me :(

I read my mail when I've been drinking so I should be able to avoid the temptation. :smileywink:


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 688 TU 727 EX 704 CK 696 (FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Senior Contributor
youngandcreditwrthy
Posts: 5,973
Registered: ‎08-16-2012

Re: No one soft pulls me :(

LOL I'm drinking right now....not on credit though hahahha! I didn't have class or work the whole day so I fig'd.,: what the hey
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | CSP $10k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Myponts.com Visa $3.5k | Freedom Visa $1k| Amex Surpass $1k

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