10-28-2012 02:46 PM
My first card was JC Penneys (1984 I think), for $150.00...we all gotta start somewhere...
10-28-2012 07:49 PM
Congrats to you.walmart offers are beneficial the free fico, the cash back up to a certain amount, the o% offer on electronics if you spend a certain amount, and most of all the cli every 4 months. They are lovable. Congrats again!
10-28-2012 07:50 PM
This is very exciting!!! Thank you, I didn't realize there THAT many perks!! YAY!!!
02-23-2013 08:57 AM
That is an excellent start and you should be very pleased. My son, who is just a student but earns money through his research job on campus, got a $300 limit USAA card as his first credit card ever during his first year of college. A year after that he applied for another card with them and they gave him a second card with a $4,000 limit.
Good things like that are in store for you !
02-23-2013 08:59 AM
After owning my home for 15 months credit cards were thrown at me its a nice feeling to get that "YOUR APPROVED"
02-23-2013 09:22 AM
Congrats!!!!! I had to start over from square one 4 years ago....Got a First Premier with $250...and....NEVER want to be in that situation again!!! Take care of your card!!!
02-23-2013 09:33 AM
I just applied for my first ever CC..and I chose a walmart CC,( still in the rebuilding stage) and was approved for $400. My very first CC!!! No laughing!
so cute! lol jk congrats =) lmao jk
seriously congrats =D
02-23-2013 10:30 AM
I started with a 200 dollar secured card from the worst card in the world. So you getting approved for that is a blessing. Make sure you never spend more than 50 bucks or so and for your first purchase let a very small balance report. Then for the remaining balances pay in full. Within 4 to 6 months it will be at 800 or more. Well no guarantees but there's a good chance.