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Established Contributor
S7
Posts: 568
Registered: ‎08-24-2012

Nobody laugh...but

I just applied for my first ever CC..and I chose a walmart CC,( still in the rebuilding stage) and was approved for $400.  My very first CC!!! No laughing! 

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Valued Contributor
beb86
Posts: 1,117
Registered: ‎10-31-2011

Re: Nobody laugh...but


S7 wrote:

I just applied for my first ever CC..and I chose a walmart CC,( still in the rebuilding stage) and was approved for $400.  My very first CC!!! No laughing! 


Congrats trust me I bet A LOT of us here on myFICO wishes we were applying for our first CC again haha......Treat it well and it will treat you well

ccpics2.jpg
Established Contributor
S7
Posts: 568
Registered: ‎08-24-2012

Re: Nobody laugh...but

Thank you!!! I guess I shouldn't really say rebuilding, bc I've never had a CC, but I had medical collections that I had to have wiped off, so I feel like I'm rebuilding! LOL! 

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Moderator
Shogun
Posts: 12,896
Registered: ‎04-15-2011

Re: Nobody laugh...but

This is old news..   I already new this!   Haha..  Congrats girl!!!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012

Re: Nobody laugh...but

[ Edited ]

Congrats, that first card can be the hardest to get. Treat if well. PIF every month and before you know it, banks will be paying you to be a customer :smileyhappy:

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Established Contributor
S7
Posts: 568
Registered: ‎08-24-2012

Re: Nobody laugh...but

Look at you!! LOL!!!  

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Established Contributor
S7
Posts: 568
Registered: ‎08-24-2012

Re: Nobody laugh...but

Thank you guys!  I love how supportive and informative you all are!  SO HAPPY TO BE A PART OF THIS MYFICO FAMILY!! :smileyhappy:

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Valued Contributor
RyVision
Posts: 1,346
Registered: ‎04-15-2011

Re: Nobody laugh...but

 

Congrats!  I think I only got 300 at first with mine and it wasn't my first card, so 400$ isn't so bad to start!  It will grow if treated right, it's GE  :smileywink:

 

Everyone get's their first card somewhere.  Sorry to hear you had to deal with medical collections  :smileysad:  that can happen to about anyone, not a lot of control over medical needs frankly.

Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011

Re: Nobody laugh...but

CONGRATS on your first card! GE will grow with you as long as you treat it well!

 

 

The truth is out there...
FICO scores: 740 (EQ) 738 (EX) 750 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Frequent Contributor
ShiningDown
Posts: 319
Registered: ‎08-12-2011

Re: Nobody laugh...but

A lot of people have to start with secured cards or high apr fees so I think you are doing very well. Way to go!!!!!! :smileyhappy: 


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