Reply
Established Contributor
Posts: 568
Registered: ‎08-24-2012
0

Nobody laugh...but

I just applied for my first ever CC..and I chose a walmart CC,( still in the rebuilding stage) and was approved for $400.  My very first CC!!! No laughing! 

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Valued Contributor
Posts: 1,115
Registered: ‎10-31-2011
0

Re: Nobody laugh...but


S7 wrote:

I just applied for my first ever CC..and I chose a walmart CC,( still in the rebuilding stage) and was approved for $400.  My very first CC!!! No laughing! 


Congrats trust me I bet A LOT of us here on myFICO wishes we were applying for our first CC again haha......Treat it well and it will treat you well

ccpics2.jpg
Established Contributor
Posts: 568
Registered: ‎08-24-2012
0

Re: Nobody laugh...but

Thank you!!! I guess I shouldn't really say rebuilding, bc I've never had a CC, but I had medical collections that I had to have wiped off, so I feel like I'm rebuilding! LOL! 

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Moderator
Posts: 13,897
Registered: ‎04-15-2011
0

Re: Nobody laugh...but

This is old news..   I already new this!   Haha..  Congrats girl!!!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
0

Re: Nobody laugh...but

[ Edited ]

Congrats, that first card can be the hardest to get. Treat if well. PIF every month and before you know it, banks will be paying you to be a customer Smiley Happy

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Established Contributor
Posts: 568
Registered: ‎08-24-2012
0

Re: Nobody laugh...but

Look at you!! LOL!!!  

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Established Contributor
Posts: 568
Registered: ‎08-24-2012
0

Re: Nobody laugh...but

Thank you guys!  I love how supportive and informative you all are!  SO HAPPY TO BE A PART OF THIS MYFICO FAMILY!! Smiley Happy

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Valued Contributor
Posts: 1,346
Registered: ‎04-15-2011
0

Re: Nobody laugh...but

 

Congrats!  I think I only got 300 at first with mine and it wasn't my first card, so 400$ isn't so bad to start!  It will grow if treated right, it's GE  Smiley Wink

 

Everyone get's their first card somewhere.  Sorry to hear you had to deal with medical collections  Smiley Sad  that can happen to about anyone, not a lot of control over medical needs frankly.

Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Nobody laugh...but

CONGRATS on your first card! GE will grow with you as long as you treat it well!

 

 

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Frequent Contributor
Posts: 335
Registered: ‎08-12-2011
0

Re: Nobody laugh...but

A lot of people have to start with secured cards or high apr fees so I think you are doing very well. Way to go!!!!!! Smiley Happy 

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.