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Nobody laugh...but

Established Contributor

Nobody laugh...but

I just applied for my first ever CC..and I chose a walmart CC,( still in the rebuilding stage) and was approved for $400.  My very first CC!!! No laughing! 

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Message 1 of 40
39 REPLIES
Valued Contributor

Re: Nobody laugh...but


S7 wrote:

I just applied for my first ever CC..and I chose a walmart CC,( still in the rebuilding stage) and was approved for $400.  My very first CC!!! No laughing! 


Congrats trust me I bet A LOT of us here on myFICO wishes we were applying for our first CC again haha......Treat it well and it will treat you well

ccpics2.jpg
Message 2 of 40
Established Contributor

Re: Nobody laugh...but

Thank you!!! I guess I shouldn't really say rebuilding, bc I've never had a CC, but I had medical collections that I had to have wiped off, so I feel like I'm rebuilding! LOL! 

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Message 3 of 40
Moderator Emeritus

Re: Nobody laugh...but

This is old news..   I already new this!   Haha..  Congrats girl!!!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 4 of 40
Valued Contributor

Re: Nobody laugh...but

Congrats, that first card can be the hardest to get. Treat if well. PIF every month and before you know it, banks will be paying you to be a customer Smiley Happy

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 5 of 40
Established Contributor

Re: Nobody laugh...but

Look at you!! LOL!!!  

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Message 6 of 40
Established Contributor

Re: Nobody laugh...but

Thank you guys!  I love how supportive and informative you all are!  SO HAPPY TO BE A PART OF THIS MYFICO FAMILY!! Smiley Happy

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Message 7 of 40
Valued Contributor

Re: Nobody laugh...but

 

Congrats!  I think I only got 300 at first with mine and it wasn't my first card, so 400$ isn't so bad to start!  It will grow if treated right, it's GE  Smiley Wink

 

Everyone get's their first card somewhere.  Sorry to hear you had to deal with medical collections  Smiley Sad  that can happen to about anyone, not a lot of control over medical needs frankly.

Message 8 of 40
Valued Contributor

Re: Nobody laugh...but

CONGRATS on your first card! GE will grow with you as long as you treat it well!

 

 

As of 2017, rebuilding...
Message 9 of 40
Frequent Contributor

Re: Nobody laugh...but

A lot of people have to start with secured cards or high apr fees so I think you are doing very well. Way to go!!!!!! Smiley Happy 

Message 10 of 40