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Nobody laugh...but

Valued Contributor

Re: Nobody laugh...but

Great start and card, $400 is a really good limit. Sure beats those $100 ones lol Congrats and good luck.

Established Contributor

Re: Nobody laugh...but

Very nice for being your first CC.  Plenty of room to grow and my first CC was Crap One so you defenitely beat me there, congrats.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Valued Contributor

Re: Nobody laugh...but


migliogiorni wrote:

Very nice for being your first CC.  Plenty of room to grow and my first CC was Crap One so you defenitely beat me there, congrats.

 


LOL mine too. $500 starting limit.

 

As of 2017, rebuilding...
Member

Re: Nobody laugh...but

better than me I had to settle with getting a secured credit card

Citi Forward ($9,000), Amex BCE ($6,000), Chase Freedom ($3,000), Discover IT ($1,700)
Moderator Emeritus

Re: Nobody laugh...but

My first was a Walmart $600.  Smiley Happy

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Valued Contributor

Re: Nobody laugh...but

My first was a $300 US Bank CC which got a CLI to $2500 after 6 months.

 

So cards grow well if you treat them well.

 

Good luck on your credit journey Smiley Happy

\
Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Valued Contributor

Re: Nobody laugh...but

I think mine was a First Financial Visa card @ like $500 in 2005?? Student cards...oh how the like to prowl on the weak haha ....but then the AMEX came next so you have a bright future ahead of ya

ccpics2.jpg
Established Contributor

Re: Nobody laugh...but

Congrats! Have to start somewhere and this one offers a free monthly fico score!!!!!!!

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Regular Contributor

Re: Nobody laugh...but

Don't worry, I am sure a lot of people get rejected for the first CC they apply for too. So good job!!

Jun 2012 FICO® ~ 734 EQ
Sep 2012 FICO® ~ 684 EQ; 734 TU
Oct 2012 FICO® ~ TBA

Goal for 2014 ~760+

Trying to stay in the garden...but also trying to get as many apps as possible for now Smiley Wink
Established Contributor

Re: Nobody laugh...but

first premier was my first. I actually was going close it the other day as , I have outgrown , but they offer me a 400 credit limit increase, and my apr on it is normal range 20% so I am going to keep it to my last baddie falls off in may. 



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!