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Regular Contributor
Tran92
Posts: 217
Registered: ‎09-25-2012
0

Re: Nobody laugh...but


S7 wrote:

I just applied for my first ever CC..and I chose a walmart CC,( still in the rebuilding stage) and was approved for $400.  My very first CC!!! No laughing! 


Congrats! I was also approved last week for $400 too! Join the GE Club! :smileywink:

 

TU 746 (10/13)
GOAL: 750+






Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Nobody laugh...but

Walmart will get you a free FICO 08 score, your next journey should be to get a DCU account for your FREE monthly Equifax Fico04 scores (the one you want) same one they sell on this site. Then you'll be YEARS ahead of most people as you'll be getting REAL credit scores not fake ones =)

 

If your in PA get PSECU as well for your free Experian scores. Then you'll have the no need to buy a credit score ever again trifecta lol 

 

DCU is also a great credit union that helps people with low no / bad credit build their credit. =)


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Nobody laugh...but

Congrats

Established Contributor
CruzImperial
Posts: 867
Registered: ‎07-04-2012
0

Re: Nobody laugh...but

Congrats!!! They will grow right with you. First cc approved is always very nice.
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Super Contributor
marty56
Posts: 5,679
Registered: ‎10-06-2007
0

Re: Nobody laugh...but

Back in my subrpime days, my 300 Sams card help me through some rough times.  As a GE product, it will help you down the road with them.  Ge is a great company to work with as long as you don;t burn them.

09/12/2013 FICO: EQ: 772 EX:813 TU:752
Established Contributor
S7
Posts: 568
Registered: ‎08-24-2012
0

Re: Nobody laugh...but

Thank you for all the posts!!!!!!! I'm very excited!! Won't be treating this cc ugly, it's special! Lol! Hope to watch it and my score grow. ;-))))
"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Valued Contributor
thom02099
Posts: 1,325
Registered: ‎08-30-2011
0

Re: Nobody laugh...but


S7 wrote:

I just applied for my first ever CC..and I chose a walmart CC,( still in the rebuilding stage) and was approved for $400.  My very first CC!!! No laughing! 


No laughing here!  Congratulations on your beginning! 

All of us had to start somewhere, there's a smile on my face, remembering what that "first time" was like...that first shiny new credit card that meant I had "arrived" in this financial world.  It takes guts to take that first step and you did it.  You found this forum, so you're already ahead of the game.  Godspeed on your new financial journey!

AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 768 EQ = 828 TU = 834 - June/2014
Established Contributor
S7
Posts: 568
Registered: ‎08-24-2012
0

Re: Nobody laugh...but

Thank you so much!!!!!!!! I'm super excited to start building this crazy thing called credit!! 

Hope to build enough, and maybe with a few raises at work along the way, buy a  new home next year!!!!!

I was considering applying for the Mastercard from my credit union, but I'm afraid!

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Nobody laugh...but


S7 wrote:

I just applied for my first ever CC..and I chose a walmart CC,( still in the rebuilding stage) and was approved for $400.  My very first CC!!! No laughing! 


CONGRATS!!!

 

No laughing needed, its a good card!!!

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010
0

Re: Nobody laugh...but

No laughter from me... I'm very happy for you! :smileyvery-happy:

 

You're off to an excellent start. You've been approved for a good card that will grow with you. And -- importantly -- you obviously have taken the time to learn about credit related matters before starting to use your very first card, as witnessed by the fact that you have found these forums. You have an advantage by being armed with sound information as you embark upon becoming a credit card holder. Use your new credit wisely, and it will pay off for you handsomely in the future. Congratulations, and enjoy your new card!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k

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