As of Nov 2012
Walmart will get you a free FICO 08 score, your next journey should be to get a DCU account for your FREE monthly Equifax Fico04 scores (the one you want) same one they sell on this site. Then you'll be YEARS ahead of most people as you'll be getting REAL credit scores not fake ones =)
If your in PA get PSECU as well for your free Experian scores. Then you'll have the no need to buy a credit score ever again trifecta lol
DCU is also a great credit union that helps people with low no / bad credit build their credit. =)
S7 wrote:I just applied for my first ever CC..and I chose a walmart CC,( still in the rebuilding stage) and was approved for $400. My very first CC!!! No laughing!
No laughing here! Congratulations on your beginning!
All of us had to start somewhere, there's a smile on my face, remembering what that "first time" was like...that first shiny new credit card that meant I had "arrived" in this financial world. It takes guts to take that first step and you did it. You found this forum, so you're already ahead of the game. Godspeed on your new financial journey!
No laughter from me... I'm very happy for you! 
You're off to an excellent start. You've been approved for a good card that will grow with you. And -- importantly -- you obviously have taken the time to learn about credit related matters before starting to use your very first card, as witnessed by the fact that you have found these forums. You have an advantage by being armed with sound information as you embark upon becoming a credit card holder. Use your new credit wisely, and it will pay off for you handsomely in the future. Congratulations, and enjoy your new card!
Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
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