Credit Cards Center Credit cards from our partners
Reply
Regular Contributor
Posts: 217
Registered: ‎09-25-2012
0

Re: Nobody laugh...but


S7 wrote:

I just applied for my first ever CC..and I chose a walmart CC,( still in the rebuilding stage) and was approved for $400.  My very first CC!!! No laughing! 


Congrats! I was also approved last week for $400 too! Join the GE Club! Smiley Wink

 

TU 746 (10/13)
GOAL: 750+






Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Nobody laugh...but

Walmart will get you a free FICO 08 score, your next journey should be to get a DCU account for your FREE monthly Equifax Fico04 scores (the one you want) same one they sell on this site. Then you'll be YEARS ahead of most people as you'll be getting REAL credit scores not fake ones =)

 

If your in PA get PSECU as well for your free Experian scores. Then you'll have the no need to buy a credit score ever again trifecta lol 

 

DCU is also a great credit union that helps people with low no / bad credit build their credit. =)


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Nobody laugh...but

Congrats

Established Contributor
Posts: 869
Registered: ‎07-04-2012
0

Re: Nobody laugh...but

Congrats!!! They will grow right with you. First cc approved is always very nice.
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Super Contributor
Posts: 5,722
Registered: ‎10-06-2007
0

Re: Nobody laugh...but

Back in my subrpime days, my 300 Sams card help me through some rough times.  As a GE product, it will help you down the road with them.  Ge is a great company to work with as long as you don;t burn them.

09/10/2016 FICO: EQ: 797 EX:788 TU:795
Established Contributor
Posts: 568
Registered: ‎08-24-2012
0

Re: Nobody laugh...but

Thank you for all the posts!!!!!!! I'm very excited!! Won't be treating this cc ugly, it's special! Lol! Hope to watch it and my score grow. ;-))))
"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Valued Contributor
Posts: 1,578
Registered: ‎08-30-2011
0

Re: Nobody laugh...but


S7 wrote:

I just applied for my first ever CC..and I chose a walmart CC,( still in the rebuilding stage) and was approved for $400.  My very first CC!!! No laughing! 


No laughing here!  Congratulations on your beginning! 

All of us had to start somewhere, there's a smile on my face, remembering what that "first time" was like...that first shiny new credit card that meant I had "arrived" in this financial world.  It takes guts to take that first step and you did it.  You found this forum, so you're already ahead of the game.  Godspeed on your new financial journey!

EX = 828 EQ = 846 TU = 833 as of 02/2016
Retired and Retiring Cards!
Established Contributor
Posts: 568
Registered: ‎08-24-2012
0

Re: Nobody laugh...but

Thank you so much!!!!!!!! I'm super excited to start building this crazy thing called credit!! 

Hope to build enough, and maybe with a few raises at work along the way, buy a  new home next year!!!!!

I was considering applying for the Mastercard from my credit union, but I'm afraid!

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: Nobody laugh...but


S7 wrote:

I just applied for my first ever CC..and I chose a walmart CC,( still in the rebuilding stage) and was approved for $400.  My very first CC!!! No laughing! 


CONGRATS!!!

 

No laughing needed, its a good card!!!

 




EQ FICO 548 3/3/16
Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
0

Re: Nobody laugh...but

No laughter from me... I'm very happy for you! Smiley Very Happy

 

You're off to an excellent start. You've been approved for a good card that will grow with you. And -- importantly -- you obviously have taken the time to learn about credit related matters before starting to use your very first card, as witnessed by the fact that you have found these forums. You have an advantage by being armed with sound information as you embark upon becoming a credit card holder. Use your new credit wisely, and it will pay off for you handsomely in the future. Congratulations, and enjoy your new card!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.