03-07-2009 07:55 PM
I'm thinking about applying for Nordie Visa in the next few months, I do a lot of shopping in there. Just need some input/feedback as how generous they are with CL, how often then give CL and if they do recognize you as a good customer. And what are their tiers for APR's? Is it base on your credit score/worthiness?
03-07-2009 08:56 PM
For tier info
It is based on your credit report. They don't even ask for income on the online app. If you shop their, you should apply in the store, many report good results applying instore, they sometimes will give you a discount on anything you buy that day..At least they used to do that. CLI after 7 months, you can usually go to 15k pretty easy with a phone call if your credit is good. Same for dropping an APR tier. Excellent customer service. I think above 15k CL they may ask for docs. Nordie Platinum reports the limit, Nordie Sig does not report the limit, only high balance. I like the card. There are recent threads about Nordstrom cards, they are popular, have not been known to screw with people. Good card.
03-08-2009 08:44 AM
Thanks for all your feedbacks; sound like this is really a great card. I will wait then to apply as I just got a Citi Cash card last January and a CLI request for my Chase Freedom plus card.
Again, thanks all!!
03-08-2009 04:19 PM
03-08-2009 05:13 PM
My FICO score from EQ is 689 and showing 1 new account which is my Citi Cash return 1 inquiry this month.
I have a car loan opened last November but it's showing in December with American Honda (3.99% x 60 mos.), Citi Cash Return (8.24% with $10900.00 CL) and my CLI request for my Chase Freedom (so far showing as new inq in EX from $5k to $7500). I like Nordstrom a lot always waiting for their Anniversary sale in July.
my TU score from last month is 685 and my not so FICO EX is 703 down from 712 a week 1/2 ago (due to my new inquiries).
03-08-2009 08:35 PM
OP, with the information you gave, you should not have any difficulty getting the card approved. If you really want it then go ahead and apply for it. Even if they give you store card they will upgrade you to visa in 6 months.. With your scores, inq and accounts, I dont see any reason why you would not get a Visa. Good Luck and keep us posted with the out come, if you do apply for the card.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.