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New Contributor
tictoc
Posts: 60
Registered: ‎01-17-2012

Nordstrom CC approval?

Has anyone recently applied for a Nordstrom CC (store or Visa) if so what were your scores? Also what about Victoria Secret?


Starting Score: Ex: 580 EQ: 608 myfico TU: 585
Current Score: Ex: 625 EQ: 649 TU: Unk
Goal Score: 700


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Frequent Contributor
halos24
Posts: 290
Registered: ‎09-07-2009

Re: Nordstrom CC approval?

I was approved for both. Nordstrom was the store card with a $1k cl, but only after a recon. They are sensitive to inquiries and high uti... And VS card was per-approved after I went online shopping and the screen usually will pop up with a pre approval while you are checking out. Usually is a sp, do a search for both here on the boards both my post should show up. By the way here in CA Nordis pulled EQ.

Starting Score: Feb 2012 TU FICO 639, EQ FICO 638, EX FICO 602
Current Score: TU Wal-FICO 673, EQ FICO 638, EX Amex 646
Goal Score: 720 across the board
Mega Contributor
Creditaddict
Posts: 11,311
Registered: ‎10-23-2007

Re: Nordstrom CC approval?

I would get up above 650 for Nordstrom and have like less than 3 inq and no high util is other stated.

 

VS, if you do not have an online account already, go in and create new account... an dbe sure if it pops up if you sign up get coupons now in email or something you can do that but then you will need to go in to your profile and complete it, I suggest as many fields you can find to fill in... THEN go shopping and go click to check out and 1 or 2 screens you should get the pop up for pre-approval. it is just a sp, they never hard and it's 99% always instant... you can then either check out or just close out!

Express will do it too.

~Addicts NEW Wallet: (AU)
Navy Flagship Visa, American Express Blue Cash Preferred, American Express Costco, Macy's American Express
~Cards in My name kept Active:
3 Target Cards, Cap1, Best Buy MC, Kays, Von Maur, FNBO Secured
~Cards in Holding AU or Joint: 2 Discover it, Chase Freedom, Bank of America, Navy Federal Cash, Wells Business Credit Card, USAirways Business Card, AA Business Card, Best Buy Store, SAKS, Bloomingdales... I'm sure I'm forgetting something in my car!
Regular Contributor
hateAshbury
Posts: 128
Registered: ‎11-14-2011

Re: Nordstrom CC approval?

Nordstrom Visa only does a soft pull when they evaluate an applicant? to my ears, that's unheard-of


Starting Score: 653 (11/1/2011 TransUnion)
Current Score: 719 (5/3/2012 TransUnion) 572 (3/21/2012 Equifax) 762 (4/14/12 VantageScore)
Goal Score: 700


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Mega Contributor
Creditaddict
Posts: 11,311
Registered: ‎10-23-2007

Re: Nordstrom CC approval?


hateAshbury wrote:

Nordstrom Visa only does a soft pull when they evaluate an applicant? to my ears, that's unheard-of


Victoria Secret does SP to do Pre-Approvals if you are shopping online and go to check out.

 

Norstrom is own bank and no it's not SP to apply.

~Addicts NEW Wallet: (AU)
Navy Flagship Visa, American Express Blue Cash Preferred, American Express Costco, Macy's American Express
~Cards in My name kept Active:
3 Target Cards, Cap1, Best Buy MC, Kays, Von Maur, FNBO Secured
~Cards in Holding AU or Joint: 2 Discover it, Chase Freedom, Bank of America, Navy Federal Cash, Wells Business Credit Card, USAirways Business Card, AA Business Card, Best Buy Store, SAKS, Bloomingdales... I'm sure I'm forgetting something in my car!
New Contributor
tictoc
Posts: 60
Registered: ‎01-17-2012

Re: Nordstrom CC approval?

Omg so I took all your advise and I went on to VS and did the whole checkout process and the preapproval popped up! and yay I finally got the card I wanted with the $350 CL!!! Thank you so much! I haven't tried Nordstrom I think I'll wait to get my score higher


Starting Score: Ex: 580 EQ: 608 myfico TU: 585
Current Score: Ex: 625 EQ: 649 TU: Unk
Goal Score: 700


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Contributor
Strepthroat
Posts: 172
Registered: ‎06-13-2008

Re: Nordstrom CC approval?

Was approved for the Nordstrom Visa a few days ago, had to fax in copy of driver's license and utility bill to verify identity.  Pulled Equifax almost 30 days ago, which was barely over 700 at the time (can't remember exactly). Decided to finally reply to the letter they sent.


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