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Established Contributor
Posts: 573
Registered: ‎05-29-2011
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Nordstrom Denial - UPDATE

[ Edited ]

I applied for a Nordstrom card a couple of days ago and got the 7-10 message.  I called today and was declined "due to the information given on the application"  Also, I don't see where a report was pulled from any of the three bureaus.  Any idea what the denial would be for ? I couldn't get any other information other than to wait for the letter.

 

I have not had a previous account with Nordstrom

 

**UPDATE** I received the denial letter today, they tried to pull EX which was frozen.  I had unlocked EQ as all the research I had done indicated thats the bureau they pull.

Amex Green NPSL, Amex BCE $19.7k, Amex HH Surpass $11.3k, Amex Simply Cash Business $3k, Chase Ink Bold $15k (flex)Chase Sapphire Preffered $26k, Citi Diamond $13.3k, Citi TY Preferred $10.5k, Virgin Atlantic Amex $8k, Discover Motiva $10k, Boa World Elite $10k, US Bank Visa $4.1k, GE Amazon $4k, GE Lowes $6k, BillMeLater $5.3k, Target $.2k, CapOne $2k Von Maur NPSL,
Senior Contributor
Posts: 3,919
Registered: ‎10-02-2012
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Re: Nordstrom Denial

[ Edited ]

did you apply online or at a store?

EDIT: Typo


(EQ FICO ---) (EX FICO ---) (TU FICO ---) Gardening Since 07/15/15 For All 3 Credit Bureaus
(EQ Inquiries --) (EX inquiries --) (TU Inquiries --) All of my 3 Credit Cards are Secured with a $300 Credit Limit.
Established Contributor
Posts: 573
Registered: ‎05-29-2011
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Re: Nordstrom Denial

Online
Amex Green NPSL, Amex BCE $19.7k, Amex HH Surpass $11.3k, Amex Simply Cash Business $3k, Chase Ink Bold $15k (flex)Chase Sapphire Preffered $26k, Citi Diamond $13.3k, Citi TY Preferred $10.5k, Virgin Atlantic Amex $8k, Discover Motiva $10k, Boa World Elite $10k, US Bank Visa $4.1k, GE Amazon $4k, GE Lowes $6k, BillMeLater $5.3k, Target $.2k, CapOne $2k Von Maur NPSL,
Senior Contributor
Posts: 3,919
Registered: ‎10-02-2012
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Re: Nordstrom Denial

Its recommended to apply for this card in the store that way they can review your app as well as confrim your ID that instant and see if denied or approved, For now wait for the letter to see what info was not given on the app and then call them up, They pull EQ so it good that  they havent pulled it yet.


(EQ FICO ---) (EX FICO ---) (TU FICO ---) Gardening Since 07/15/15 For All 3 Credit Bureaus
(EQ Inquiries --) (EX inquiries --) (TU Inquiries --) All of my 3 Credit Cards are Secured with a $300 Credit Limit.
Moderator
Posts: 27,207
Registered: ‎09-13-2012
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Re: Nordstrom Denial

Established Contributor
Posts: 573
Registered: ‎05-29-2011
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Re: Nordstrom Denial

**UPDATE** I received the denial letter today, they tried to pull EX which was frozen.  I had unlocked EQ as all the research I had done indicated thats the bureau they pull.

Amex Green NPSL, Amex BCE $19.7k, Amex HH Surpass $11.3k, Amex Simply Cash Business $3k, Chase Ink Bold $15k (flex)Chase Sapphire Preffered $26k, Citi Diamond $13.3k, Citi TY Preferred $10.5k, Virgin Atlantic Amex $8k, Discover Motiva $10k, Boa World Elite $10k, US Bank Visa $4.1k, GE Amazon $4k, GE Lowes $6k, BillMeLater $5.3k, Target $.2k, CapOne $2k Von Maur NPSL,
Regular Contributor
Posts: 134
Registered: ‎02-18-2012
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Re: Nordstrom Denial - UPDATE

So I'm getting ready to apply for the card tomorrow. Balance have been reported on Experian but not Equifax. Should I wait until all the new balances post on Equifax or would they pull experian if equifax is frozen?

Any feedback would be great!
Moderator
Posts: 27,207
Registered: ‎09-13-2012
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Re: Nordstrom Denial - UPDATE

[ Edited ]
I was unaware that Nordstrom pulled EX. Maybe they will pull another CB if EQ is frozen. My suggestion is to apply in store. If you want their Visa it must be done in store.
Regular Contributor
Posts: 134
Registered: ‎02-18-2012
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Re: Nordstrom Denial - UPDATE

I think that's the safest route. I'll apply in store and recon immediately. I am hoping for the signature card, Annually I usually spend between 8 to 10k at nordstrom but 60% of it is gifts for work that I get reimbursed for. Maybe I can use that as leverage.
Moderator
Posts: 27,207
Registered: ‎09-13-2012
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Re: Nordstrom Denial - UPDATE

If there's an issue they will have you speak with a CA. Good luck!
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