Credit Card Center Advertiser Disclosure†
10-21-2013 08:37 PM
Here's My update.
Applied 9/28/2013 in store - Denied
9/28/2013 - Tried to recon said it was possible
10/2/2013 - Tried to recon said no my CR shows too much credit and and too much debt (Rep awknowledge that it was from being an AU and that I should dispute them wait a year and try again. She also stated that my BK from 7/2010 will Barred me from Nordstrom for at least 8 years. I was really upset
10/20/2013 - Sent an email to President of Nordstrom and the Credit department.
10/21/2013 - I got a call @ 1030 from a 303 area code, left VM. Called back and played phone tag a couple times. Finally spoke to the rep and he apologized and said that after he reviewed the application, specifically notes on the account, that no one ever did a proper review. He asked what card I was really wanted and why. I explained that I was trying to go for the Visa but I understand that the limit has to be at least 5k and that a regular store card would be good if I couldn't get the Visa. He didn't even hesitate, and said OK your all set.
I was so confused, and said what do you mean all set? He said your approved, Visa Signature @ 5k tier 1 interest rate. I said just like that? Yep, your all set, we reviewed your application after the email that you sent and based off of the information you qualify for the Visa Tier 1, would that be OK?
He apologized again and said if I ever have a problem again to give him a call, and he will do what ever it takes to make things right!
I really couldn't have done this with out this forum!
Thanks a million!!!!!!!!
10-22-2013 02:20 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.