Reply
Valued Member
diva33
Posts: 35
Registered: ‎01-31-2008

Nordstrom Platinum Visa

What is the starting credit limit?
Established Contributor
cdtotten
Posts: 951
Registered: ‎05-27-2009

Re: Nordstrom Platinum Visa

It depends on your individual credit situation; including your scores, your history, your current trade line limits, utilization, etc.

 

It would only be a shot in the dark.


Starting Score: 627 EQ, 621 TU - 11/15/08
Current Score: 778 EQ, 781 TU, 778 EXP 07/20/12 Lender Pull
Goal Score: 800 EQ & TU


Take the FICO Fitness Challenge
Mega Contributor
Creditaddict
Posts: 16,879
Registered: ‎10-23-2007

Re: Nordstrom Platinum Visa

think they have limit as low as $500 for Visa, they also love to approve you for just store card and you can usually get upgraded after 6 months to visa
Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007

Re: Nordstrom Platinum Visa

I got my store card with $2k CL and after 6 months they converted to visa and gave a CL of $7K. Now it is at $12k CL. I am hoping they will raise it to $15K soon.
Valued Member
diva33
Posts: 35
Registered: ‎01-31-2008

Re: Nordstrom Platinum Visa

I started out with just the Nordstrom store card with a $2000 credit limit and now it has been 6mos and I have the Platinum Visa and req a credit limit increase and it the rep only increased it by $1000. She said it looks like that was the initial credit limit I had requested when opening the account but I never requested that. Do you think it would be a good idea if I called to be recon for a higher credit limit increase?
Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007

Re: Nordstrom Platinum Visa

You can ask every 4 months and ask for the CLI. They dont mind if you ask.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+