Reply
New Contributor
mousefai
Posts: 142
Registered: ‎08-19-2013
0

Re: Nordstrom Visa Signature Card Benefits

are they hard to get?

 

what are the credit score in order to get them?

HSBC PREMIER WORLD MASTERCARD- 12000 LIMITS, PENFED- 2500 LIMITS, DISCOVER IT- 10000 LIMITS, CHASE FREEDOM- 3500 LIMITS, USAA MASTERCARD- 6500 LIMITS, CHASE SAPPHIRE- 7000 LIMITS, AMEX BLUE CASH EVERYDAY- 8000 LIMITS, US BANKS VISA PLATINUM- 5000 LIMITS, BARCLAY REWARD- 1500 LIMITS, WELLS FARGO VISA SIGNATURE- 5000 LIMITS, NORSTORM VISA- 5000 LIMITS, SUNTRUST- 1500 LIMITS




Valued Contributor
FinStar
Posts: 6,955
Registered: ‎10-21-2012
0

Re: Nordstrom Visa Signature Card Benefits


mousefai wrote:

are they hard to get?

 

what are the credit score in order to get them?


You have to have a very good CR profile to qualify for their Visa Signature.  They are inquiry sensitive, so if you've had a rash of recent apps or new accounts, this will not work.  Scores need to be north of 700.

New Contributor
mousefai
Posts: 142
Registered: ‎08-19-2013
0

Re: Nordstrom Visa Signature Card Benefits

for equifax, i think i have like 770.

 

i m waiting for one of my inquriy to fade out on sept 9, and then i will have 3 inquiries left within 1 yr periof of time.

 

does that sound good?

HSBC PREMIER WORLD MASTERCARD- 12000 LIMITS, PENFED- 2500 LIMITS, DISCOVER IT- 10000 LIMITS, CHASE FREEDOM- 3500 LIMITS, USAA MASTERCARD- 6500 LIMITS, CHASE SAPPHIRE- 7000 LIMITS, AMEX BLUE CASH EVERYDAY- 8000 LIMITS, US BANKS VISA PLATINUM- 5000 LIMITS, BARCLAY REWARD- 1500 LIMITS, WELLS FARGO VISA SIGNATURE- 5000 LIMITS, NORSTORM VISA- 5000 LIMITS, SUNTRUST- 1500 LIMITS




Valued Contributor
FinStar
Posts: 6,955
Registered: ‎10-21-2012
0

Re: Nordstrom Visa Signature Card Benefits

Give it a try and see if that woks (in general, any inqs within a 6-12 month period would not be favorable).  However, as far as approval, only Nordstrom Credit services can make that decision.  Best of luck.

New Contributor
mousefai
Posts: 142
Registered: ‎08-19-2013
0

Re: Nordstrom Visa Signature Card Benefits

so u mean i shouldnt even have 1 inquires in the past 12 months?

HSBC PREMIER WORLD MASTERCARD- 12000 LIMITS, PENFED- 2500 LIMITS, DISCOVER IT- 10000 LIMITS, CHASE FREEDOM- 3500 LIMITS, USAA MASTERCARD- 6500 LIMITS, CHASE SAPPHIRE- 7000 LIMITS, AMEX BLUE CASH EVERYDAY- 8000 LIMITS, US BANKS VISA PLATINUM- 5000 LIMITS, BARCLAY REWARD- 1500 LIMITS, WELLS FARGO VISA SIGNATURE- 5000 LIMITS, NORSTORM VISA- 5000 LIMITS, SUNTRUST- 1500 LIMITS




Valued Contributor
FinStar
Posts: 6,955
Registered: ‎10-21-2012
0

Re: Nordstrom Visa Signature Card Benefits

They have been known to be inquiry sensitive.  Howver, other folks have reported being declined for 1 inquiry while others for 3.  Keep in mind, as with anything, YEMV.  There is no exact method to determine until you apply since everyone's results will vary.

Valued Contributor
bribro
Posts: 1,367
Registered: ‎04-20-2012
0

Re: Nordstrom Visa Signature Card Benefits

Make sure you have no HPs within the last 60 days. Beyond 60 days, the less the better. I was initially declined with an 800+ credit score because I had 3 recent HPs . Relevent thread: http://ficoforums.myfico.com/t5/Credit-Cards/Nordstrom-Recon-Experience/m-p/2243649#M628350

 

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
New Contributor
mousefai
Posts: 142
Registered: ‎08-19-2013
0

Re: Nordstrom Visa Signature Card Benefits

so it seem the inquiries are far more important the score itself (i have around 760).

 

i did have a inquires on aug 18 2013, and then one on may 21 2013, then one on sept 19 2012. 

 

 

HSBC PREMIER WORLD MASTERCARD- 12000 LIMITS, PENFED- 2500 LIMITS, DISCOVER IT- 10000 LIMITS, CHASE FREEDOM- 3500 LIMITS, USAA MASTERCARD- 6500 LIMITS, CHASE SAPPHIRE- 7000 LIMITS, AMEX BLUE CASH EVERYDAY- 8000 LIMITS, US BANKS VISA PLATINUM- 5000 LIMITS, BARCLAY REWARD- 1500 LIMITS, WELLS FARGO VISA SIGNATURE- 5000 LIMITS, NORSTORM VISA- 5000 LIMITS, SUNTRUST- 1500 LIMITS




Valued Contributor
bribro
Posts: 1,367
Registered: ‎04-20-2012
0

Re: Nordstrom Visa Signature Card Benefits

Not necessarily. It's just that HPs can be a dealbreaker. You need to have a great score as well.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Moderator
09Lexie
Posts: 26,608
Registered: ‎09-13-2012
0

Re: Nordstrom Visa Signature Card Benefits

Inq sensitive and new acct sensitive. That would include accts added as AU.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}