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New Contributor
Posts: 142
Registered: ‎08-19-2013
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Re: Nordstrom Visa Signature Card Benefits

are they hard to get?

 

what are the credit score in order to get them?

HSBC PREMIER WORLD MASTERCARD- 12000 LIMITS, PENFED- 2500 LIMITS, DISCOVER IT- 10000 LIMITS, CHASE FREEDOM- 3500 LIMITS, USAA MASTERCARD- 6500 LIMITS, CHASE SAPPHIRE- 7000 LIMITS, AMEX BLUE CASH EVERYDAY- 8000 LIMITS, US BANKS VISA PLATINUM- 5000 LIMITS, BARCLAY REWARD- 1500 LIMITS, WELLS FARGO VISA SIGNATURE- 5000 LIMITS, NORSTORM VISA- 5000 LIMITS, SUNTRUST- 1500 LIMITS




Valued Contributor
Posts: 7,300
Registered: ‎10-21-2012
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Re: Nordstrom Visa Signature Card Benefits


mousefai wrote:

are they hard to get?

 

what are the credit score in order to get them?


You have to have a very good CR profile to qualify for their Visa Signature.  They are inquiry sensitive, so if you've had a rash of recent apps or new accounts, this will not work.  Scores need to be north of 700.

New Contributor
Posts: 142
Registered: ‎08-19-2013
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Re: Nordstrom Visa Signature Card Benefits

for equifax, i think i have like 770.

 

i m waiting for one of my inquriy to fade out on sept 9, and then i will have 3 inquiries left within 1 yr periof of time.

 

does that sound good?

HSBC PREMIER WORLD MASTERCARD- 12000 LIMITS, PENFED- 2500 LIMITS, DISCOVER IT- 10000 LIMITS, CHASE FREEDOM- 3500 LIMITS, USAA MASTERCARD- 6500 LIMITS, CHASE SAPPHIRE- 7000 LIMITS, AMEX BLUE CASH EVERYDAY- 8000 LIMITS, US BANKS VISA PLATINUM- 5000 LIMITS, BARCLAY REWARD- 1500 LIMITS, WELLS FARGO VISA SIGNATURE- 5000 LIMITS, NORSTORM VISA- 5000 LIMITS, SUNTRUST- 1500 LIMITS




Valued Contributor
Posts: 7,300
Registered: ‎10-21-2012
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Re: Nordstrom Visa Signature Card Benefits

Give it a try and see if that woks (in general, any inqs within a 6-12 month period would not be favorable).  However, as far as approval, only Nordstrom Credit services can make that decision.  Best of luck.

New Contributor
Posts: 142
Registered: ‎08-19-2013
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Re: Nordstrom Visa Signature Card Benefits

so u mean i shouldnt even have 1 inquires in the past 12 months?

HSBC PREMIER WORLD MASTERCARD- 12000 LIMITS, PENFED- 2500 LIMITS, DISCOVER IT- 10000 LIMITS, CHASE FREEDOM- 3500 LIMITS, USAA MASTERCARD- 6500 LIMITS, CHASE SAPPHIRE- 7000 LIMITS, AMEX BLUE CASH EVERYDAY- 8000 LIMITS, US BANKS VISA PLATINUM- 5000 LIMITS, BARCLAY REWARD- 1500 LIMITS, WELLS FARGO VISA SIGNATURE- 5000 LIMITS, NORSTORM VISA- 5000 LIMITS, SUNTRUST- 1500 LIMITS




Valued Contributor
Posts: 7,300
Registered: ‎10-21-2012
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Re: Nordstrom Visa Signature Card Benefits

They have been known to be inquiry sensitive.  Howver, other folks have reported being declined for 1 inquiry while others for 3.  Keep in mind, as with anything, YEMV.  There is no exact method to determine until you apply since everyone's results will vary.

Valued Contributor
Posts: 1,367
Registered: ‎04-20-2012
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Re: Nordstrom Visa Signature Card Benefits

Make sure you have no HPs within the last 60 days. Beyond 60 days, the less the better. I was initially declined with an 800+ credit score because I had 3 recent HPs . Relevent thread: http://ficoforums.myfico.com/t5/Credit-Cards/Nordstrom-Recon-Experience/m-p/2243649#M628350

 

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
New Contributor
Posts: 142
Registered: ‎08-19-2013
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Re: Nordstrom Visa Signature Card Benefits

so it seem the inquiries are far more important the score itself (i have around 760).

 

i did have a inquires on aug 18 2013, and then one on may 21 2013, then one on sept 19 2012. 

 

 

HSBC PREMIER WORLD MASTERCARD- 12000 LIMITS, PENFED- 2500 LIMITS, DISCOVER IT- 10000 LIMITS, CHASE FREEDOM- 3500 LIMITS, USAA MASTERCARD- 6500 LIMITS, CHASE SAPPHIRE- 7000 LIMITS, AMEX BLUE CASH EVERYDAY- 8000 LIMITS, US BANKS VISA PLATINUM- 5000 LIMITS, BARCLAY REWARD- 1500 LIMITS, WELLS FARGO VISA SIGNATURE- 5000 LIMITS, NORSTORM VISA- 5000 LIMITS, SUNTRUST- 1500 LIMITS




Valued Contributor
Posts: 1,367
Registered: ‎04-20-2012
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Re: Nordstrom Visa Signature Card Benefits

Not necessarily. It's just that HPs can be a dealbreaker. You need to have a great score as well.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Moderator
Posts: 27,206
Registered: ‎09-13-2012
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Re: Nordstrom Visa Signature Card Benefits

Inq sensitive and new acct sensitive. That would include accts added as AU.
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