Nordstrom store card/visa

[pazuzu]

I plan to confront them before I waste an inquiry.

I'm going to call and ask them flat out if they keep a BLACKLIST.  

[Creditaddict]

I burned 2 accounts with them, so I bet I'm blacklisted and I'm so upset about it

I had platinum Visa and Signature Visa 

[lizabeth]

general question: what is being blacklisted?

[Creditaddict]

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@lizabeth wrote:

general question: what is being blacklisted?

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because of having a past account that you did not pay, the bank now "blaklists you" from having a card with them ever again.

[lizabeth]

isnt it self incriminating to ask a creditor that? its like 'hey i MAY not ever pay you back. will you hate me forever?"....hmmmm. i am new at this.

[laryn41]

What is so grreat about this card?  Also, even if you have a 720 don't they look at your past credit. What if you have opened too many cards in a short period of time.

[lizabeth]

they have probably the best customer service ive ever witnessed with a bank.
they are extremely liberal with giving super low APR's (especially over time) and hefty CLI's, just because they appreciate having you as a customer.

and yeah. if you're going on an APP spree, you apply with nordstrom first. they hate lots of new hard pulls on your credit. hate.

[pazuzu]

When I had their Visa, I was in the highest-interest tier anyway. So let 'em BLACKLIST me.

[Red1Blue]

Hi Diva, did you get to apply for it yet? What is the out come of your app? I am curious to find out.