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Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012
0

Nordstroms VISA Card, good/bad?

I've heard they are easy to get,any advice about this card?

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Nordstroms VISA Card, good/bad?


MountainHiker wrote:

I've heard they are easy to get,any advice about this card?


From what I hear they are difficult to get, I think theyre are a few member with it here hopefully they will chime in.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
TeeandDee
Posts: 426
Registered: ‎02-09-2012
0

Re: Nordstroms VISA Card, good/bad?


LS2982 wrote:

MountainHiker wrote:

I've heard they are easy to get,any advice about this card?


From what I hear they are difficult to get, I think theyre are a few member with it here hopefully they will chime in.

 


+1.....Yeah I've heard the same thing.  They also are extremely inquiry sensitive....scores need to be in the high 700's too I'm told....but again, maybe someone who has the cc that will have more information.

Slowly building....
Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012
0

Re: Nordstroms VISA Card, good/bad?

Thanks!!

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Valued Contributor
visorboy1974
Posts: 1,132
Registered: ‎05-17-2010
0

Re: Nordstroms VISA Card, good/bad?

Probably need a 700+ with no baddies to get the Visa right off the bat.  Otherwise, it's about 680 for the store card, which you'll be able to convert into the Siggy card after about 6 months.  If you don't shop there though, the rewards don't really mean much.  There's a travel rewards option, but many other CCs have better travel rewards.     

Epic Contributor
Creditaddict
Posts: 21,594
Registered: ‎10-23-2007
0

Re: Nordstroms VISA Card, good/bad?

They seem difficult to get and in past couple years WAY WORSE then Barclay about INQ!!!

700+ and under 2 INQ and if they even sense INQ around you they will hit a 2nd report, I have even seen MANY posts about getting approved either instant or recon and then even before card arrives or within first month, go in and hit a 2nd report and see the inq you were thinking you got by with a closing the account!

 

However once in, they are very easy for CLI, reduce interest tiers, and upgrade to Visa and they use to be my #1 on BEST PEOPLE/BANK EVER to deal with! I miss them! they were in my BK 13, but use to do ALL the Private events in Chicago... Talk about fun!

Fico Scores: EQ- 653 Cap1., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
65 Cards and Counting :smileytongue:
Valued Contributor
RockinRay
Posts: 1,947
Registered: ‎08-13-2007
0

Re: Nordstroms VISA Card, good/bad?

I got the Visa Siggy with a $10k limit this past April.

 

Scores were 750's at the time and I had 12 INQ's. I thought I would just get the store card and was quite surprised when the Visa approval came!

 

I only use this card for clothing purchases to keep it active. Always fun to pay with this card at Macy's.  LOL

Ray

** Every Card has a Job, and Every Card does its Job **

Senior Contributor
Open123
Posts: 4,194
Registered: ‎02-23-2011
0

Re: Nordstroms VISA Card, good/bad?

I think this is one of the best store cards out there.  

 

What really seperates Nordstrom's is their extremely high level of customer service and satisfaction, which certainly extends to this card.  Nordstrom's is the only department store I know of where you can return a gift, and they'll just give you cash to save you the inconvenience of statement credits.  

 

If you shop here often, this card is definitely worth it.


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