Reply
Established Contributor
bamagirl1
Posts: 1,044
Registered: ‎12-30-2007

Nordstroms question

I really, really want a Nordstroms card as they are building a new one in Bham..it's gonna be awesome and I already shop online there...I have some questions first though..

 

First of all does anyone know if they are BK friendly as I have a Ch 7 from 2004..

 

Second..what about inquiries, I have 5 on Eq which I think what the primarly pull..would that prevent me from getting a card??

 

Any input would be most helpful!!

 

As always Thanks!!

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Established Contributor
Pappy214
Posts: 794
Registered: ‎08-05-2008

Re: Nordstroms question

Hi bamagirl,

 

Can't speak about the BK since I have not had one. (knock on wood), but when I applied for Nordstrom I had 6 INQ's on my EQ (three form a car loan) and was denied for too many INQ's.  This was back in November.

____________________________________________________

"Evacuate, in our moment of triumph? I think you overestimate their chances."
New Contributor
Duplex
Posts: 74
Registered: ‎03-24-2009

Re: Nordstroms question

I dont know if they are BK friendly, but I do know they dont like too many inq's in a 3 month period.  I got denied for 3 inquiries within 3 months of app.  I called the number on the denial letter and the very nice person I spoke to said to try again after 3 months with no inquiries and I shouldnt have a problem with getting approved.
Established Contributor
cartercorp
Posts: 851
Registered: ‎07-01-2008

Re: Nordstroms question

I can't answer if they are bk friendly.But im sure someone here will chime in about that. I was approved about 10 months ago with a fico of 713 and they did pull EQ and also TU.

BTW I think Nordstrom has the best customer service out there...

Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007

Re: Nordstroms question

Dont know about Bk. I got my card when my scores were around 680 on EQ. They gave me $2k Store card and later upgraded to Visa. Now it is at $9k CL and hoping to get a Cl to $10K in the next 4 months or so. 
Contributor
reots
Posts: 107
Registered: ‎12-05-2008

Re: Nordstroms question

Great customer service, be aware they don't seem to offer balance transfer offers, at least from what I've read. I think they are looking at 700+ for their Visa cards and 680 for the store card, but I don't have the link to where I saw that
Mar 09 Fico EQ 773 Fico TU 712 FROZEN Fako EX 699
Feb 09 Fico EQ 749 Fako TU 667 FROZEN Fako EX 676
Valued Contributor
tray
Posts: 1,359
Registered: ‎01-29-2008

Re: Nordstroms question

Hi, I just recieved a Nordstrom store credit card last month(although the only reason I applied I was sent a pre-qualified letter in the mail) I do have a BK on my credit report from year 99,they pulled EQ only my score at the time was 685 and 2 inquiries at that time, cl given $750.00  Hopefully that helps.  Good Luck.

Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+