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Not a bad day!

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bobvette
Regular Contributor

Not a bad day!

So, last night I decide to apply for an AMEX TE card and was approved but was disappointed with the $2,000.00 line of credit.  My BCP has a $25,000.00 line so I was a little shocked at how low it was.  In fact I was kinda ticked off, so today I decided to apply for a Citi Thank You Preferred and was instantly approved for $10,500, very happy.  Then, this afternoon I decided to apply for the CSP, and was also instantly approved for $12,500, but it think this was really cool, it said “once you receive your card if you feel as though your credit line isn’t sufficient please call our customer service department to discuss it” Great day, now off to the garden for the rest of the year!

BOA Cash Rewards $95,000, AMEX Delta Reserve $65,000 AMEX BCP $30,600 CSP $32,000 Pen Fed Plat Rewards $25,000 Citi Thank You Preferred $28,500 Chase Freedom $21,000
Delta CU $10,000 Cap 1 X 2 $7,500 Discover $18,000
HSN $1,700 Kohls $4,000 BBRZ $700

Starting Score: EQ-592 TU-606
Current Score: EQ-838 TU-845
Goal Score: 850

Take the FICO Fitness Challenge

Message 1 of 7
6 REPLIES 6
09Lexie
Moderator Emerita

Re: Not a bad day!

Message 2 of 7
LS2982
Mega Contributor

Re: Not a bad day!

So your ticked off about a small limit so you app for 2 more cards......nice!!

Id call AMEX and see if you could recon a higher CL.



EQ FICO 548 3/3/16
Message 3 of 7
Bobert22
Contributor

Re: Not a bad day!


@bobvette wrote:

So, last night I decide to apply for an AMEX TE card and was approved but was disappointed with the $2,000.00 line of credit.  My BCP has a $25,000.00 line so I was a little shocked at how low it was.  In fact I was kinda ticked off, so today I decided to apply for a Citi Thank You Preferred and was instantly approved for $10,500, very happy.  Then, this afternoon I decided to apply for the CSP, and was also instantly approved for $12,500, but it think this was really cool, it said “once you receive your card if you feel as though your credit line isn’t sufficient please call our customer service department to discuss it” Great day, now off to the garden for the rest of the year!


Congrats! 

Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)
Message 4 of 7
eviLution
Established Contributor

Re: Not a bad day!

I'm ticked off knowing that I won't be approved for that card so I'm gonna garden some more. xD

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 5 of 7
Duncanrr
Valued Contributor

Re: Not a bad day!

Does Amex have an internal max CL like Chase does? Of so, you maybe at your max internal limit with Amex cards.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 6 of 7
Epcot
Valued Contributor

Re: Not a bad day!

Nice spree, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 7 of 7
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