09-05-2010 08:07 PM
I pulled my TU report today saw something funny. Dell closed my preferred account in March. I had not used the account for about 6 months. When I pulled my TU report from truecredit it said my credit limit had increased from 4000 to 4600. I am not really sure what to make of this because the account is closed. I can not call dell because the utilization still shows up on my fico as having a 4000 dollar limit so I will never pay this sucker off so the utilization can keep reporting so that one day I can get some big boy cards hopefully in the next year or so. But anyway I have never heard of a company increasing the credit limit on a closed card that just makes no sense.
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