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Not using Amex for a month, WIll amex close my account??

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garci349
Established Member

Not using Amex for a month, WIll amex close my account??

If i am active using my amex green card and all of a sudden i dont use it for a month or two (i will be using my other cards) will amex close my account?

Amex Green Card, U.S. Bank Platinum $2,000, U.S. Bank Line of Credit $1,500, BoFA Visa $500, C1 $500
Message 1 of 7
6 REPLIES 6
newportguy
Frequent Contributor

Re: Not using Amex for a month, WIll amex close my account??

not using it for a month or 2....  no they won't close it

 

I got a Amex card back in 2001 and never use it, They closed it 8 years later in 2009


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
Message 2 of 7
garci349
Established Member

Re: Not using Amex for a month, WIll amex close my account??

wow !!

Amex Green Card, U.S. Bank Platinum $2,000, U.S. Bank Line of Credit $1,500, BoFA Visa $500, C1 $500
Message 3 of 7
newportguy
Frequent Contributor

Re: Not using Amex for a month, WIll amex close my account??

LOL,  The post office changed my Addy and i forgot that ihad the card ,till i got back in to using credit and checked my reports 2 years ago... I got the Amex BCP last month and it was backdated 2001. GOTTA LOVE AMEX


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
Message 4 of 7
navigatethis12
Valued Contributor

Re: Not using Amex for a month, WIll amex close my account??

I can't tell if you are serious or not, but no lender will close an account for one month of non use. The shortest I have seen is Barlcays, who says they will close it after three months of no usage. Usually it is a year before they think about closing it.

Message 5 of 7
HiLine
Blogger

Re: Not using Amex for a month, WIll amex close my account??


@newportguy wrote:

LOL,  The post office changed my Addy and i forgot that ihad the card ,till i got back in to using credit and checked my reports 2 years ago... I got the Amex BCP last month and it was backdated 2001. GOTTA LOVE AMEX


Legendary. Smiley Happy Did you ever find out what happened to the card? Can you still ask Amex to send you a replacement card?

 

Message 6 of 7
newportguy
Frequent Contributor

Re: Not using Amex for a month, WIll amex close my account??


@HiLine wrote:

@newportguy wrote:

LOL,  The post office changed my Addy and i forgot that ihad the card ,till i got back in to using credit and checked my reports 2 years ago... I got the Amex BCP last month and it was backdated 2001. GOTTA LOVE AMEX


Legendary. Smiley Happy Did you ever find out what happened to the card? Can you still ask Amex to send you a replacement card?

 


I have no idea where the card is now, i did call them and they told me the account was closed due to inactived (  O WELL) . I did get backdated to 2001 on my new AMEX BCP, i got last month.


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
Message 7 of 7
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