That was only your 2nd purchase using the card? Maybe that's what triggered it. I don't think you'll have any difficulty after that initial verification. Great card, I use it on all my gas and plan to when travelling this summer. Although if I go to Finish Line I'll probably use the Cash+. 
@barbaralee wrote:I didn't know that about Finish Line...
Yeah, I imagine most people wouldn't know... Finish Line was bad a couple of years ago, and then it died down. I just noticed in the last few months that I am starting to see more of their transactions on affidavits again.
I find this absolutely fascinating .
I know specifics aren't appropriate but can you give a general idea of what types of places cards are used fraudulently on a regular basis? I'm sort of aware of gas stations and online, but are there specific retail types that tend to get hit more than others? I would not have expected shoes heh.
Many thanks!
We see a lot of fraud from those Starbucks card things, Target still gets it pretty bad (especially for the north eastern state credit unions that we serve), certain grocery stores use to be horrible, like Safeway and Publix. Right now there has been a lot of international fraud, primarily in Mexico and the Middle East. And of course, there's ALWAYS the infamous gas stations, lol. There's also Steam, XBox, Playstation, etc.
Where we don't see much fraud is Amazon (though people swear up and down that Prime is fraud... even after they confirmed they signed up for 2 day shipping 
) Wal-Mart has fraud, but not as bad as other stores, same goes for Best Buy... but it can really fluctuate.
We do have this one fraud that we call the "hotel transactions". They are for various hotels or businesses listed as Hotels and it is always for a small amount, like $3-$5. They NEVER post to the account, but it's not unusual for us to see the hotel transactions followed by a much larger transaction that does go through.
Fraud trends tend to change quite a bit. What can be a huge place for fraud at one point, can change very quickly. I am interested to see how things go once the new EMV system goes into place.
@barbaralee wrote:We see a lot of fraud from those Starbucks card things, Target still gets it pretty bad (especially for the north eastern state credit unions that we serve), certain grocery stores use to be horrible, like Safeway and Publix. Right now there has been a lot of international fraud, primarily in Mexico and the Middle East. And of course, there's ALWAYS the infamous gas stations, lol. There's also Steam, XBox, Playstation, etc.
Where we don't see much fraud is Amazon (though people swear up and down that Prime is fraud... even after they confirmed they signed up for 2 day shipping
We do have this one fraud that we call the "hotel transactions". They are for various hotels or businesses listed as Hotels and it is always for a small amount, like $3-$5. They NEVER post to the account, but it's not unusual for us to see the hotel transactions followed by a much larger transaction that does go through.
Fraud trends tend to change quite a bit. What can be a huge place for fraud at one point, can change very quickly. I am interested to see how things go once the new EMV system goes into place.
Many many thanks! Yeah I'm curious as to how things go with EMV too, just received two EMV cards in mail (I didn't call my lenders for them) so the consumer side is hitting even those not "paying attention"
@barbaralee wrote:We see a lot of fraud from those Starbucks card things, Target still gets it pretty bad (especially for the north eastern state credit unions that we serve), certain grocery stores use to be horrible, like Safeway and Publix. Right now there has been a lot of international fraud, primarily in Mexico and the Middle East. And of course, there's ALWAYS the infamous gas stations, lol. There's also Steam, XBox, Playstation, etc.
Where we don't see much fraud is Amazon (though people swear up and down that Prime is fraud... even after they confirmed they signed up for 2 day shipping
We do have this one fraud that we call the "hotel transactions". They are for various hotels or businesses listed as Hotels and it is always for a small amount, like $3-$5. They NEVER post to the account, but it's not unusual for us to see the hotel transactions followed by a much larger transaction that does go through.
Fraud trends tend to change quite a bit. What can be a huge place for fraud at one point, can change very quickly. I am interested to see how things go once the new EMV system goes into place.
Thanks, interesting info. I was told (I think by Capital One fraud) of the differences geographically in the first "test" transaction of a stolen credit card. At that time, several years ago, the claim was that in the US stolen cards are often tested at late-night gas stations in cities (where if the card is rejected, not a big deal, just drive away). In the UK, the card was tested doing a top-up on an unregistered SIM on an internet site. (I had of course just attempted to top up a SIM on a UK site, hence the converstation!) Wonder if this has changed.