01-23-2013 07:29 PM
I just got approved for nfcu visa cc for $6000! So excited and was not thinking, apply again for a MasterCard. But this time instead of getting instant approval I got a message saying decision will be made in 3-5 days! I'm so bum that I made an irrational impulsive thing. And now there's 2 dings! I just pray NFCU don't take back the first approval for the visa card. They can't right? Hehe... And maybe will get approve for the MasterCard. Promise myself I will definitely start gardening! Thank you everyone!
01-23-2013 11:29 PM
wouldn't worry about it at all... you will probably get both.
01-23-2013 11:33 PM
Rein wrote:I just got approved for nfcu visa cc for $6000! So excited and was not thinking, apply again for a MasterCard. But this time instead of getting instant approval I got a message saying decision will be made in 3-5 days! I'm so bum that I made an irrational impulsive thing. And now there's 2 dings! I just pray NFCU don't take back the first approval for the visa card. They can't right? Hehe... And maybe will get approve for the MasterCard. Promise myself I will definitely start gardening! Thank you everyone!
Just call and find out and dont speculate, but sometimes credit unions only extend the max credit possible for new memebers. I dont think they will renig your first CC.
Like myself I pushed my lucked with PenFed. But as always YMMV so this might not be the case for you and they will approve you.
Good luck and keep us posted!
01-24-2013 04:15 AM
Two cards from the same company, one right after another...? I would hope they would give you a 3-5 message just for safety.
| Starting Score: EX: 736 FAKO | TU: 757 FICO | EQ 730 FICO Current Score: EX: 736 FAKO | TU: 750 FICO | EQ 730 FICO Goal Score: EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO | |
| In my wallet: |
01-24-2013 04:51 AM
NFCU may use the same pull for both applications. You can always call them and request that they do.
01-24-2013 09:03 AM
Probably no big deal. If they do question you about it, just say you wanted coverage over both Visa and Mastercard's payment networks.
01-24-2013 09:10 AM
So whats the verdict you get the second card?
01-24-2013 02:49 PM
I did not get approve for the MasterCard. But at least I got the visa and start gardening!

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