Noticed something abou BOA Amerideals

[YahComb]

so just the other day i was looking at my credit union checking account, which i hardly use anymore, but i keep a few hundred-1K or so in there. It has a debit card linked that has offers that let you get scorepoints(well it used to be scorepoints, now it is cash rewards). While going through it, i saw it was the EXACT SAME DEALS that show up in my Bank Amerideals on my credit card.

Not exactly unexpected that this is an outsourced program. Also goes to show that it is mostly location based and not so much to do with how you spend individually-i think that is one of the things that is touted-that you get offers based on the types of places you spend at. ehh

[nois]

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@YahComb wrote:

Also goes to show that it is mostly location based and not so much to do with how you spend individually-i think that is one of the things that is touted-that you get offers based on the types of places you spend at. ehh

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IMO, I think it is more tied to the types of places you spend perhaps in addition to location - I have the "BankAmericard  power rewards platinum plus" card but have not used it for a long time. When I look to see what "deals" are available for my account, it says "You currently have no available deals." I think there are no deals because I have not used the card - and that the program looks at purchase trends to offer targeted deals. There is some verbiage on their website that implies this.