Reply
Regular Contributor
Posts: 198
Registered: ‎03-02-2012
0

Re: November Walmart Scores are UP!

Received my Walmart card in the mail today and pulled my first TU Fico 650:-) Excited to see it go up. How does it compare to TU Fico from here? within 10-20 pts?

Starting EQ Fico: 536 (3/12)
Current EQ Fico: 649 (9/13)-lender pull
TU Fico: 684 (8/13) 711-lender pull 9/13
EX Fico: 646 (8/13) 655-lender pull 9/13
Highlighted
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: November Walmart Scores are UP!


android01 wrote:

Down 2 to 840.  I opened a new account last month whilst having too many cocktails.....Smiley Indifferent


^^^^^^^^^^^^^^^^^^^^^^^^

 

DRAPPER!!!!!!!!! Smiley Very Happy

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Member
Posts: 40
Registered: ‎08-26-2012
0

Re: November Walmart Scores are UP!

 

 

Down 23 Smiley Sad

FICO: 754, (Walmart TU, 9/4/13)
Wallet: AMEX Gold, and cash.
Chase Freedom (5000), Capital One Venture1 (4750), CU Visa (5000), Discover More (5500), Walmart Discover (7500), Barclays Visa (2000)

Valued Contributor
Posts: 1,276
Registered: ‎09-22-2009
0

Re: November Walmart Scores are UP!


LS2982 wrote:

android01 wrote:

Down 2 to 840.  I opened a new account last month whilst having too many cocktails.....Smiley Indifferent


^^^^^^^^^^^^^^^^^^^^^^^^

 

DRAPPER!!!!!!!!! Smiley Very Happy

 


Smiley Very Happy  I also got about 40K in CLI's which resulted in a few hard pulls.  I drapped for the Barclay Ring card (why, I don't know) and got a 20K CL.  Alcohol and a predisposition to credit addiction don't make for a happy CR.  I lost over 20 points on EQ and about the same on TU98 so I'm below 800 for a few months on those. Smiley Sad Luckily, there were no EX pulls, so all is well there, and the Walmart TU08 doesn't seem to place as much emphasis on a new account or a couple of inqs.  I will drapp no more!  Smiley Happy

 

EQ FICO - EQ08 - 850 - 01/01/15
TU FICO - TU08 - 850 - 01/01/15
EX FICO - EX08 - 850 - 01/01/15
EX FICO - V2 - 840 - 01/01/15
EQ FICO - EQ04 - 818 - 01/01/15
EQ FICO - Bankcard Enhanced 8 - 885 - 1/24/15
Established Member
Posts: 18
Registered: ‎08-02-2012
0

Re: November Walmart Scores are UP!

Up 40 to 645. That makes my Experian, TU, and Equifax Fico scores all 640+ My Equifax Fico and Experian Fico are still much higher than the version of TU used for Walmart Fico scores. I chalk that up to different standards and not really a difference in what's reported or not.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.